ZIP 04956 Foreclosure, Tax-Lien & Distress Report

Franklin County, Maine's ZIP 04956 registers 16/100 composite distress, which DLRadar reads as low. Leading the profile are construction/permit lag (45/100), structural risk (33/100), institutional ownership (23/100). On the quiet end sit institutional ownership (23/100) and mortgage stress (18/100). On the structural side it scores 33/100, with 5/100 of stress already active.

The peak-phase market in 04956 posted values that rose 2.0% over the year, at 40/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The ZIP holds roughly 406 housing units. Rent burden reaches 59% of tenant households. A median home runs $190,000 here, or 1.9 times local income. Roughly 16.7% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The vacancy rate is 42.5% — elevated. Median household income is $61,413, below the U.S. median near $78,000. About 569 people live here, median age 44. Educational attainment sits at 21% bachelor's-or-above. 93% of housing is owner-occupied. On demographic stress specifically, 04956 scores 31/100.

Net-net, 04956 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. There is no property file for 04956 at the moment; the composite and its components are still built from verifiable public records.

No ZIP is too small to score: 04956 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 16/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 04956 reflects the current record instead of a stale or modeled snapshot.

Each component behind 04956 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 16/100 roll-up. For an operator, 04956 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.