ZIP 03832 Foreclosure, Tax-Lien & Distress Report

Carroll County, New Hampshire's ZIP 03832 registers 24/100 composite distress, which DLRadar reads as low. Environmental exposure also runs high (climate & FEMA risk (72/100), flood (NFIP) exposure (70/100)). The most distinctive pressure shows up in structural risk (53/100), institutional ownership (39/100), construction/permit lag (30/100). construction/permit lag (30/100) and mortgage stress (24/100) stay muted. Latent structural risk is 53/100 while live distress already moving reads 7/100.

The market reads peak — home values rose 3.9% year on year, at 27/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The tenure split is 86% owner-occupied to 14% rented. Home values center near $377,300, an affordability ratio of 4.6×. Roughly 9.0% live below the poverty line. DLRadar's demographic-stress index for the area reads 28/100. 423 residents call 03832 home, typically aged 60. Vacancy runs 32.8%, above the national norm and a classic distress-and-opportunity signal. There are about 279 housing units across 03832. Rent burden reaches 14% of tenant households. At $75,833, median income runs near typical U.S. levels. About 52% have a four-year degree.

Taken together, 03832 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Parcel-level detail for 03832 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

The number is not local guesswork: 03832's 24/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. The score is rebuilt from public data as it updates, so 03832 reflects the current record instead of a stale or modeled snapshot.

03832's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Practically, 03832 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.