ZIP 03832 Property Distress & Foreclosure Data

ZIP code 03832 in Carroll County, New Hampshire carries a composite property-distress score of 23/100 — a low reading on DLRadar's deterministic public-record index. Climate and flood risk are elevated too — climate & FEMA risk (72/100), flood (NFIP) exposure (71/100). What sets it apart are the readings on structural risk (49/100), institutional ownership (43/100), mortgage stress (24/100). mortgage stress (24/100) and construction/permit lag (14/100) stay muted. Structural exposure scores 49 and live distress 7 on the 0–100 scale.

Prices here sit in a peak phase: values rose 4.7% over the trailing year, at 39/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The tenure split is 86% owner-occupied to 14% rented. A median home runs $377,300 here, or 4.6 times local income. Roughly 9.0% live below the poverty line. On demographic stress specifically, 03832 scores 28/100. 423 residents call 03832 home, typically aged 60. Vacancy runs 32.8%, above the national norm and a classic distress-and-opportunity signal. There are about 279 housing units across 03832. Rent burden reaches 14% of tenant households. Households earn a median $75,833 — near the roughly $78,000 national figure. About 52% have a four-year degree.

Taken together, 03832 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.