ZIP 03836 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 03836 (Carroll County, New Hampshire) returns a low composite of 24/100. Environmental exposure also runs high (climate & FEMA risk (72/100), flood (NFIP) exposure (70/100)). What sets it apart are the readings on structural risk (53/100), institutional ownership (39/100), construction/permit lag (30/100). On the quiet end sit construction/permit lag (30/100) and mortgage stress (24/100). On the structural side it scores 53/100, with 7/100 of stress already active.

Prices here sit in a peak phase: values rose 3.9% over the trailing year, and 24% higher over three years, at 27/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The vacancy rate is 65.2% — elevated. A median home runs $389,000 here, or 5.2 times local income. Roughly 15.0% live below the poverty line. There are about 1,868 housing units across 03836. 1,369 residents call 03836 home, typically aged 60. The demographic-stress sub-score lands at 47/100. 93% of housing is owner-occupied. Median household income is $71,875, near the U.S. median near $78,000. Educational attainment sits at 42% bachelor's-or-above. Around 100% of renters are cost-burdened.

On the whole, 03836 leans distressed, with opportunity clustered in specific stressed parcels. There is no property file for 03836 at the moment; the composite and its components are still built from verifiable public records.

Because one deterministic model scores every ZIP, 03836's 24/100 can be lined up against any neighbor in Carroll County, New Hampshire or any ZIP coast to coast. Every figure is auditable to a public dataset and refreshed on ingest; 03836 shows blanks, not estimates, wherever the record is sparse.

The 24/100 figure for 03836 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Treat 03836 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.