ZIP 03818 Foreclosure, Tax-Lien & Distress Report
Carroll County, New Hampshire · High Vacancy market
ZIP 03818's composite property-distress score is 24/100 - DLRadar classes that as low for Carroll County, New Hampshire. The latent-versus-live split is 53/100 structural and 7/100 already moving. The pressure is most legible in structural risk (53/100), institutional ownership (39/100), construction/permit lag (30/100). construction/permit lag (30/100) and mortgage stress (24/100) stay muted. Environmental exposure also runs high (climate & FEMA risk (72/100), flood (NFIP) exposure (70/100)).
The market reads peak — home values rose 3.9% year on year, and 21% higher over three years (phase confidence 27/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
About 3,930 people live here, median age 43. The tenure split is 66% owner-occupied to 34% rented. A median home runs $324,800 here, or 3.9 times local income. Households earn a median $73,346 — near the roughly $78,000 national figure. DLRadar's demographic-stress index for the area reads 32/100. Vacancy runs 24.2%, above the national norm and a classic distress-and-opportunity signal. Roughly 7.0% live below the poverty line, a low share typical of higher-equity areas. The ZIP holds roughly 2,054 housing units. Around 49% of renters are cost-burdened. Around 43% of adults hold a bachelor's degree or higher.
Net-net, 03818 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. No parcel file is published for 03818 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.
No ZIP is too small to score: 03818 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 24/100 composite is a like-for-like number rather than an isolated estimate. Sparse data for 03818 shows as blanks, never estimates, and the score updates on every fresh public filing.
Each component behind 03818 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 24/100 roll-up. For a buyer, 03818 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
Distress signal breakdown — ZIP 03818
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
Snapshot: 03818 by the numbers
A live read on 03818: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
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Unlock the full ZIP 03818 acquisition report
Open 03818 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and funding and closing in a single click. Updated continuously across the country.
Rules-based scoring — each signal ties to a public dataset · methodology