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ZIP 03887 Foreclosure, Tax-Lien & Distress Report

Strafford County, New Hampshire · High Vacancy market

Strafford County, New Hampshire's ZIP 03887 registers 22/100 composite distress, which DLRadar reads as low. The latent-versus-live split is 51/100 structural and 2/100 already moving. Climate and flood risk are elevated too — flood (NFIP) exposure (71/100), climate & FEMA risk (68/100). The sharpest non-environmental signals are construction/permit lag (66/100), structural risk (51/100), institutional ownership (17/100). On the quiet end sit institutional ownership (17/100) and mortgage stress (8/100).

Prices here sit in a peak phase: values rose 4.3% over the trailing year, and 36% higher over three years (phase confidence 29/100). Topping markets hide individual distress behind strong averages.

About 2,007 people live here, median age 38. The tenure split is 96% owner-occupied to 4% rented. The demographic-stress sub-score lands at 29/100. At $99,868, median income runs above typical U.S. levels. The typical home is worth about $292,800 (2.6× income, relatively affordable). The vacancy rate is 21.8% — elevated. The poverty rate is 5.7% — low. There are about 875 housing units across 03887. Rent burden reaches 56% of tenant households. Educational attainment sits at 21% bachelor's-or-above.

On the whole, 03887 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 03887 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

No ZIP is too small to score: 03887 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 22/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed on ingest; 03887 shows blanks, not estimates, wherever the record is sparse.

03887's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. In workflow terms, 03887 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.

22/100
Composite stress
51/100
Structural risk
2/100
Distress activity

Signal-by-signal read on 03887

Foreclosure activity0
Mortgage stress8
Climate / FEMA risk68
Nine more distress signals are scored here

Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.

03887 at a glance

The live 03887 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.

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