ZIP 03246 Property Distress & Foreclosure Data

Belknap County, New Hampshire's ZIP 03246 registers 11/100 composite distress, which DLRadar reads as minimal. Environmental exposure also runs high (climate & FEMA risk (62/100)). On the structural side it scores 23/100, with 2/100 of stress already active. The most distinctive pressure shows up in structural risk (23/100), construction/permit lag (15/100), mortgage stress (8/100). On the quiet end sit mortgage stress (8/100) and institutional ownership (3/100).

The expansion-phase market in 03246 posted values that rose 5.6% over the year, and 28% higher over three years (phase confidence 37/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

12.1% of residents fall below the poverty threshold. Owners hold 63% of homes, renters 37%. Median household income is $68,407, below the U.S. median near $78,000. The ZIP holds roughly 10,340 housing units. Around 51% of renters are cost-burdened. Population is roughly 17,006 with a median age of 45. Educational attainment sits at 25% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 38/100. Home values center near $339,700, an affordability ratio of 4.5×. The vacancy rate is 31.8% — elevated.

On the whole, 03246 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.