ZIP 03878 Property Distress & Foreclosure Data

ZIP code 03878 in Strafford County, New Hampshire carries a composite property-distress score of 23/100 — a low reading on DLRadar's deterministic public-record index. Structural risk reads 54/100 against active distress of 2/100. What sets it apart are the readings on construction/permit lag (78/100), structural risk (54/100), institutional ownership (16/100). By contrast, institutional ownership (16/100) and mortgage stress (7/100) register low. It additionally carries heavy environmental risk: flood (NFIP) exposure (72/100), climate & FEMA risk (68/100).

The market reads expansion — home values rose 5.6% year on year, and 26% higher over three years, at 37/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

About 12,145 people live here, median age 38. The typical home is worth about $317,900 (3.7× income, relatively affordable). At $79,691, median income runs near typical U.S. levels. There are about 5,690 housing units across 03878. The demographic-stress sub-score lands at 31/100. Rent burden reaches 40% of tenant households. Vacancy runs 6.5%. Around 29% of adults hold a bachelor's degree or higher. 62% of housing is owner-occupied. The poverty rate is 11.5%.

Overall 03878 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.