ZIP 03868 Foreclosure, Tax-Lien & Distress Report

ZIP code 03868 in Strafford County, New Hampshire carries a composite property-distress score of 22/100 — a low reading on DLRadar's deterministic public-record index. It additionally carries heavy environmental risk: flood (NFIP) exposure (71/100), climate & FEMA risk (68/100). The latent-versus-live split is 51/100 structural and 2/100 already moving. Its standout signals are construction/permit lag (67/100), structural risk (51/100), institutional ownership (16/100). On the quiet end sit institutional ownership (16/100) and mortgage stress (7/100).

The market reads peak — home values rose 4.3% year on year, and 27% higher over three years (phase confidence 29/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Around 32% of adults hold a bachelor's degree or higher. 4.3% of residents fall below the poverty threshold. Median household income is $89,000, above the U.S. median near $78,000. On demographic stress specifically, 03868 scores 25/100. The vacancy rate is 2.6%. A median home runs $268,800 here, or 2.9 times local income. The ZIP holds roughly 2,565 housing units. 81% of housing is owner-occupied. Rent burden reaches 37% of tenant households. 5,830 residents call 03868 home, typically aged 44.

Overall 03868 looks resilient on the surface, so the edge is isolating individual stressed parcels. While 03868 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Because one deterministic model scores every ZIP, 03868's 22/100 can be lined up against any neighbor in Strafford County, New Hampshire or any ZIP coast to coast. Every figure is auditable to a public dataset and refreshed on ingest; 03868 shows blanks, not estimates, wherever the record is sparse.

The 22/100 figure for 03868 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 03868 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.