ZIP 03861 Property Distress & Foreclosure Data

DLRadar grades ZIP 03861 (Strafford County, New Hampshire) at a low 23/100 for overall property distress. Structural exposure scores 54 and live distress 2 on the 0–100 scale. Environmental exposure also runs high (flood (NFIP) exposure (72/100), climate & FEMA risk (68/100)). Property-level stress concentrates in construction/permit lag (78/100), structural risk (54/100), institutional ownership (16/100). On the quiet end sit institutional ownership (16/100) and mortgage stress (7/100).

The expansion-phase market in 03861 posted values that rose 5.6% over the year, and 28% higher over three years, at 37/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Home values center near $480,600, an affordability ratio of 3.2× — accessible. 2.3% of residents fall below the poverty threshold. Owners hold 95% of homes, renters 5%. DLRadar's demographic-stress index for the area reads 22/100. Vacancy runs 12.0%, above the national norm and a classic distress-and-opportunity signal. There are about 1,773 housing units across 03861. Population is roughly 4,558 with a median age of 43. Median household income is $140,321, above the U.S. median near $78,000. Rent burden reaches 34% of tenant households. Educational attainment sits at 53% bachelor's-or-above.

On the whole, 03861 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.