ZIP 03856 Property Distress & Foreclosure Data

In Rockingham County, New Hampshire, ZIP 03856 scores 30 of 100 for composite distress, a moderate level on DLRadar's public-record index. Structural risk reads 67/100 against active distress of 5/100. Climate and flood risk are elevated too — flood (NFIP) exposure (95/100), climate & FEMA risk (88/100). Its standout signals are structural risk (67/100), institutional ownership (48/100), construction/permit lag (48/100). mortgage stress (18/100) stay muted.

Prices here sit in a expansion phase: values rose 5.6% over the trailing year, and 37% higher over three years, at 37/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

The tenure split is 96% owner-occupied to 4% rented. Households earn a median $191,625 — above the roughly $78,000 national figure. 2,010 residents call 03856 home, typically aged 44. Roughly 1.8% live below the poverty line, a low share typical of higher-equity areas. A median home runs $646,400 here, or 3.2 times local income. There are about 639 housing units across 03856. Vacancy runs 1.6%. On demographic stress specifically, 03856 scores 20/100. Rent burden reaches 31% of tenant households. About 67% have a four-year degree.

Overall, 03856 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.