ZIP 03856 Foreclosure, Tax-Lien & Distress Report
Rockingham County, New Hampshire · Distress market
DLRadar grades ZIP 03856 (Rockingham County, New Hampshire) at a low 25/100 for overall property distress. The split runs 55/100 structural to 5/100 active on the ground. Climate and flood risk are elevated too — flood (NFIP) exposure (95/100), climate & FEMA risk (88/100). The most distinctive pressure shows up in structural risk (55/100), institutional ownership (42/100), mortgage stress (18/100). On the quiet end sit mortgage stress (18/100) and construction/permit lag (6/100).
The market reads peak — home values rose 4.3% year on year, and 37% higher over three years (phase confidence 29/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
Owners hold 96% of homes, renters 4%. At $191,625, median income runs above typical U.S. levels. Population is roughly 2,010 with a median age of 44. The poverty rate is 1.8% — low. A median home runs $646,400 here, or 3.2 times local income. There are about 639 housing units across 03856. The vacancy rate is 1.6%. On demographic stress specifically, 03856 scores 20/100. Around 31% of renters are cost-burdened. About 67% have a four-year degree.
Overall, 03856 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. No parcel file is published for 03856 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.
The number is not local guesswork: 03856's 25/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Every figure is auditable to a public dataset and refreshed as records update; 03856 shows blanks, not estimates, wherever the record is sparse.
03856's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For a buyer, 03856 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
What is driving ZIP 03856’s distress
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.
ZIP 03856 Stress Report snapshot
The live 03856 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Neighbouring ZIPs in Rockingham County
Nearest ZIP codes to 03856
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Related reports across Rockingham County, New Hampshire
Further distress data across Rockingham County, New Hampshire at ZIP, county and state level.
See every distressed parcel in 03856
Open 03856 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and owner and lender records in a single click. Updated continuously across the country.
Deterministic scoring, sourced entirely from public data · methodology