ZIP 03858 Foreclosure, Tax-Lien & Distress Report

In Rockingham County, New Hampshire, ZIP 03858 scores 25 of 100 for composite distress, a low level on DLRadar's public-record index. Structural exposure scores 55 and live distress 5 on the 0–100 scale. It additionally carries heavy environmental risk: flood (NFIP) exposure (95/100), climate & FEMA risk (88/100). Its standout signals are structural risk (55/100), institutional ownership (44/100), mortgage stress (18/100). By contrast, mortgage stress (18/100) register low.

The market reads peak — home values rose 4.3% year on year, and 27% higher over three years (phase confidence 29/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Population is roughly 4,825 with a median age of 46. Roughly 6.0% live below the poverty line, a low share typical of higher-equity areas. A median home runs $459,500 here, or 3.2 times local income. The ZIP holds roughly 1,910 housing units. Rent burden reaches 50% of tenant households. Around 35% of adults hold a bachelor's degree or higher. The tenure split is 90% owner-occupied to 10% rented. On demographic stress specifically, 03858 scores 27/100. The vacancy rate is 3.1%. Households earn a median $135,648 — above the roughly $78,000 national figure.

Overall, 03858 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. 03858 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The 03858 read uses the identical public-record model applied coast to coast, which means its 25/100 score means exactly what it means anywhere else, and 03858 stays directly comparable to neighboring ZIPs and the rest of Rockingham County, New Hampshire. The score is rebuilt from public data as it updates, so 03858 reflects the current record instead of a stale or modeled snapshot.

03858's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For a buyer, 03858 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.