ZIP 05819 Property Distress & Foreclosure Data

DLRadar grades ZIP 05819 (Caledonia County, Vermont) at a low 24/100 for overall property distress. Property-level stress concentrates in institutional ownership (63/100), structural risk (55/100), construction/permit lag (42/100). By contrast, mortgage stress (26/100) register low. The latent-versus-live split is 55/100 structural and 8/100 already moving. It additionally carries heavy environmental risk: flood (NFIP) exposure (95/100), FEMA disaster exposure (79/100).

The market reads expansion — home values rose 6.5% year on year, and 28% higher over three years (phase confidence 44/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

At $59,844, median income runs below typical U.S. levels. The ZIP holds roughly 4,355 housing units. Around 47% of renters are cost-burdened. Around 31% of adults hold a bachelor's degree or higher. The poverty rate is 15.0%. The demographic-stress sub-score lands at 31/100. The typical home is worth about $197,500 (3.2× income, relatively affordable). About 9,323 people live here, median age 44. 65% of housing is owner-occupied. The vacancy rate is 8.6%.

Net-net, 05819 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.