ZIP 05821 Property Distress & Foreclosure Data

ZIP code 05821 in Caledonia County, Vermont carries a composite property-distress score of 24/100 — a low reading on DLRadar's deterministic public-record index. Climate and flood risk are elevated too — flood (NFIP) exposure (95/100), FEMA disaster exposure (79/100). What sets it apart are the readings on institutional ownership (63/100), structural risk (55/100), construction/permit lag (42/100). mortgage stress (26/100) stay muted. Structural risk reads 55/100 against active distress of 8/100.

Prices here sit in a expansion phase: values rose 6.5% over the trailing year, at 44/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

A median home runs $260,800 here, or 4.2 times local income. Vacancy runs 37.3%, above the national norm and a classic distress-and-opportunity signal. 1,025 residents call 05821 home, typically aged 51. There are about 659 housing units across 05821. The tenure split is 84% owner-occupied to 16% rented. About 48% have a four-year degree. Households earn a median $60,000 — below the roughly $78,000 national figure. On demographic stress specifically, 05821 scores 35/100. Rent burden reaches 52% of tenant households. Roughly 18.3% live below the poverty line, elevated and often tied to deferred-maintenance inventory.

Taken together, 05821 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.