ZIP 05821 Foreclosure, Tax-Lien & Distress Report
Caledonia County, Vermont · High Vacancy market
On DLRadar's 0-100 public-record scale, ZIP 05821 in Caledonia County, Vermont comes in at 24, a low composite-distress reading. It additionally carries heavy environmental risk: flood (NFIP) exposure (94/100), FEMA disaster exposure (84/100). What sets it apart are the readings on institutional ownership (66/100), structural risk (55/100), construction/permit lag (36/100). On the quiet end sit construction/permit lag (36/100) and mortgage stress (26/100). Structural exposure scores 55 and live distress 8 on the 0–100 scale.
The market reads expansion — home values rose 6.2% year on year, at 46/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.
A median home runs $260,800 here, or 4.2 times local income. The vacancy rate is 37.3% — elevated. 1,025 residents call 05821 home, typically aged 51. The ZIP holds roughly 659 housing units. 84% of housing is owner-occupied. Educational attainment sits at 48% bachelor's-or-above. At $60,000, median income runs below typical U.S. levels. DLRadar's demographic-stress index for the area reads 35/100. Around 52% of renters are cost-burdened. The poverty rate is 18.3% — high, a tax-stress and distress correlate.
Taken together, 05821 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. There is no property file for 05821 at the moment; the composite and its components are still built from verifiable public records.
Whether 05821 runs hot or quiet, its 24/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 05821 can be compared directly against any other ZIP in Caledonia County, Vermont or nationwide. The score is rebuilt from public data as it updates, so 05821 reflects the current record instead of a stale or modeled snapshot.
05821's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For an operator, 05821 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
Signal-by-signal read on 05821
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
05821 at a glance
The live 05821 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
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Unlock parcel-level detail for ZIP 05821
Every distressed parcel in 05821 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.
Deterministic scoring, sourced entirely from public data · methodology