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Where stress is building, how the cycle is turning, and what is live now.

Essex County, VT Distress Report: Foreclosure, Tax Liens & ZIPs (2026)

Where is distress concentrating in Essex County, Vermont? DLRadar grades every Essex County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 20/100. Here is the 2026 Essex County breakdown.

  • Essex County's most distressed ZIP is 05846 at 20/100.
  • 12 ZIP codes tracked in Essex County, averaging 19/100 distress.
  • Essex County reads expansion — home values up 6.2% year over year.
  • Vacancy runs 49.1% across Essex County's tracked ZIPs, with a 11.5% poverty rate.
  • The typical Essex County home is worth about $166,927 against a ~$59,141 median income.
  • Lending headwind in Essex County sits at 50/100 — a forward read on distressed supply.

Compiled from the DLRadar property-distress index and refreshed monthly. Cite with credit to DLRadar (dlradar.com).

RankZIPComposite distress
10584620/100
20584019/100
30585819/100
40590119/100
50590219/100
60590319/100
70590419/100
80590519/100
90590619/100
100590719/100
110582418/100
120583718/100

Most distressed ZIP codes in Essex County (composite distress 0-100, 2026)

What is driving Essex County distress

The Essex County read is assembled from six public feeds — FHFA, CFPB, the county recorder, FEMA, NFIP and Census ACS, producing a 19/100 ZIP average. No proprietary or modelled inputs enter the score.

Essex County market phase and pricing

The cycle in Essex County is expansion, with values up 6.2% year over year. Softening prices lengthen time-on-market, which is where negotiable sellers appear.

See the distressed properties behind the data in Essex County

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Questions and answers

Which Essex County ZIP scores worst for distress?

ZIP 05846 leads Essex County at 20/100, recomputed monthly from public records.

What stage of the price cycle is Essex County at?

Essex County is classified expansion with a 6.2% year-over-year increase, following the FHFA House Price Index.

What is this Essex County analysis built from?

Each Essex County number can be traced back to a federal or county source — FHFA, CFPB, the recorder, FEMA/NFIP and Census ACS. One deterministic model covers all 12 local ZIPs and every other county in the country.

How much do distress scores vary between Essex County ZIP codes?

County-level numbers smooth away the detail that matters. Across the Essex County ZIPs DLRadar ranks, scores run from 20/100 in 05846 down to 18/100 in 05837, against a Essex County average of 19/100. The 2-point range is the argument for ZIP-level search across Essex County.

What do Essex County home values and vacancy say about distressed supply?

The typical Essex County home carries about $166,927 of value against a median household income near $59,141. Vacancy across Essex County's tracked ZIPs runs 49.1% and the poverty rate is 11.5%. A tight budget and an empty house together turn a missed payment into a sale, so they are scored beside Essex County's foreclosure and lien data and its 50/100 lending headwind.

Related

This is a deterministic read of public filings, not advice of any kind — investment, legal or financial. The underlying index updates each month.

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