Essex County, VT: Home-Insurance Distress & Forced-Sale Pressure
Essex County, VT: 45/100 (elevated) home-insurance distress; Essex, VT band MEDIUM; Essex, VT #1,226 of 3,222 counties; Essex, VT #11 of 14 in Vermont; raw Essex, VT 53.4; Essex, VT coverage multiplier 0.85.
FEMA hazard, Essex, VT: 89/100; Essex, VT declarations, three years: 10; Essex, VT perils: 2 tropical-storm, 2 flood, 6 severe-storm; Essex, VT five-year count 16 (severity 21.0); Essex, VT ten-year 16; hazard-weighted, Essex, VT: 16.0.
Declared incidents on the Essex, VT record: 2024 Severe Storm 6; 2024 Tropical Storm 2 (Essex, VT); 2024 Flood 2; 2023 Severe Storm 2 (Essex, VT); 2023 Flood 2 (Essex, VT).
NFIP claims, Essex, VT, three years: none; Essex, VT claim-stress 0/100.
Essex, VT monthly score held, 45 (March 2026) to 45 (October 2026); Essex, VT by month: March 45, April 45, May 47, June 47 (Essex, VT), July 49, August 46, September 49, October 45.
Essex, VT components: climate 88; Essex, VT retreat index 45; Essex, VT climate multiplier 0.85.
Construction distress, Essex, VT: 73/100 as of August 2026 (Essex, VT: 73/100 one-to-four unit, 9/100 multifamily).
Essex, VT ZIPs, June 2026 (Essex, VT, 12 highest): score 0 (Essex, VT), climate 14 (Essex, VT): 05824; score 0 (Essex, VT), climate 12 (Essex, VT): 05837; score 0 (Essex, VT), climate 7 (Essex, VT): 05846; score 0 (Essex, VT), climate 4 (Essex, VT): 05840, 05858, 05901, 05902, Essex, VT 05903, 05904, 05905, 05906, Essex, VT 05907.
DLRadar rescores Essex, VT monthly; Essex, VT readings join Essex, VT foreclosure, lien and ownership parcels (Essex, VT), so cost-squeezed Essex, VT owners surface before listing.
Inside Vermont, Essex County ranks 11th of 14 counties for home-insurance distress at 45/100; Addison County (47/100) sits just above Essex County, and Bennington County (44/100) sits just below Essex County.
Deterministic. Every Essex County, VT signal traces to a public Essex dataset (FEMA, NFIP, Census for Essex, VT) · how insurance distress works in Essex, VT · methodology
FAQ: Essex County, VT insurance distress
What is the Essex County, VT home-insurance-distress score?
Essex, VT: 45/100 (MEDIUM), #1,226 of 3,222, #11 in Vermont. FEMA hazard, Essex, VT: 89/100; NFIP stress, Essex, VT: 0/100; construction, Essex, VT: 73/100; Essex, VT rescores monthly.
Is Essex County insurance distress getting better or worse (VT)?
Essex, VT: 45 in March 2026; Essex, VT: 45 in October 2026 (unchanged); Essex, VT climate component 88.
Which Essex County ZIP codes carry the most insurance distress (VT)?
Essex, VT, June 2026: 05824 at 0, 05837 at 0, 05846 at 0, 05840 at 0; Essex, VT climate scores there: 14, 12, 7, 4.
Why does Essex, VT insurance distress create sellers?
A Essex, VT premium outruns the Essex, VT budget; a carrier leaves Essex, VT; Essex, VT carrying cost passes plan; Essex, VT owners sell while current; Essex, VT insurance distress leads Essex, VT foreclosure data.