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County and ZIP distress scoring, cycle phase, and the day's opportunities.

ZIP 03580 Foreclosure, Tax-Lien & Distress Report

Grafton County, New Hampshire · High Vacancy market

In Grafton County, New Hampshire, ZIP 03580 scores 31 of 100 for composite distress, a moderate level on DLRadar's public-record index. On the structural side it scores 68/100, with 7/100 of stress already active. Environmental exposure also runs high (FEMA disaster exposure (84/100), climate & FEMA risk (83/100), flood (NFIP) exposure (71/100)). Its standout signals are structural risk (68/100), construction/permit lag (55/100), institutional ownership (53/100). On the quiet end sit mortgage stress (25/100).

The market reads peak — home values rose 4.3% year on year (phase confidence 29/100). Topping markets hide individual distress behind strong averages.

1,479 residents call 03580 home, typically aged 57. Owners hold 83% of homes, renters 17%. At $77,283, median income runs near typical U.S. levels. Around 57% of adults hold a bachelor's degree or higher. Vacancy runs 43.9%, above the national norm and a classic distress-and-opportunity signal. There are about 1,088 housing units across 03580. A median home runs $497,100 here, or 6.1 times local income. On demographic stress specifically, 03580 scores 40/100. Rent burden reaches 58% of tenant households. 10.2% of residents fall below the poverty threshold.

Taken together, 03580 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. 03580 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Because one deterministic model scores every ZIP, 03580's 31/100 can be lined up against any neighbor in Grafton County, New Hampshire or any ZIP coast to coast. The score is rebuilt from public data as it updates, so 03580 reflects the current record instead of a stale or modeled snapshot.

03580's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Practically, 03580 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.

31/100
Composite stress
68/100
Structural risk
7/100
Distress activity

What is driving ZIP 03580’s distress

Foreclosure activity0
Mortgage stress25
Climate / FEMA risk83
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.

03580 at a glance

Real-time distress, cycle phase, housing and bank-stress readings for 03580, the same set carried on every parcel.

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