ZIP 03285 Property Distress & Foreclosure Data

DLRadar grades ZIP 03285 (Grafton County, New Hampshire) at a moderate 32/100 for overall property distress. Structural exposure scores 72 and live distress 7 on the 0–100 scale. Property-level stress concentrates in structural risk (72/100), construction/permit lag (71/100), institutional ownership (55/100). On the quiet end sit mortgage stress (25/100). Environmental exposure also runs high (climate & FEMA risk (83/100), FEMA disaster exposure (73/100), flood (NFIP) exposure (71/100)).

The expansion-phase market in 03285 posted values that rose 5.6% over the year, and 36% higher over three years, at 37/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Home values center near $351,900, an affordability ratio of 3.6× — accessible. Vacancy runs 39.1%, above the national norm and a classic distress-and-opportunity signal. Population is roughly 2,763 with a median age of 47. Owners hold 83% of homes, renters 17%. Educational attainment sits at 42% bachelor's-or-above. Median household income is $81,094, near the U.S. median near $78,000. 8.6% of residents fall below the poverty threshold. There are about 2,127 housing units across 03285. DLRadar's demographic-stress index for the area reads 31/100. Rent burden reaches 47% of tenant households.

On the whole, 03285 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.