ZIP 05442 Foreclosure, Tax-Lien & Distress Report

ZIP code 05442 in Lamoille County, Vermont carries a composite property-distress score of 22/100 — a low reading on DLRadar's deterministic public-record index. Climate and flood risk are elevated too — FEMA disaster exposure (91/100), flood (NFIP) exposure (77/100). On the structural side it scores 49/100, with 8/100 of stress already active. Its heaviest discrete signals: institutional ownership (66/100), structural risk (49/100), construction/permit lag (27/100). By contrast, construction/permit lag (27/100) and mortgage stress (26/100) register low.

The expansion-phase market in 05442 posted values that rose 6.2% over the year, at 46/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

Rent burden reaches 21% of tenant households. About 439 people live here, median age 44. The ZIP holds roughly 242 housing units. Educational attainment sits at 32% bachelor's-or-above. The demographic-stress sub-score lands at 23/100. 88% of housing is owner-occupied. At $83,750, median income runs near typical U.S. levels. Home values center near $239,200, an affordability ratio of 2.8× — accessible. The poverty rate is 8.7%. Vacancy runs 16.9%, above the national norm and a classic distress-and-opportunity signal.

Net-net, 05442 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. There is no property file for 05442 at the moment; the composite and its components are still built from verifiable public records.

The number is not local guesswork: 05442's 22/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Every figure is auditable to a public dataset and refreshed on ingest; 05442 shows blanks, not estimates, wherever the record is sparse.

The 22/100 figure for 05442 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 05442 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.