ZIP 05661 Foreclosure, Tax-Lien & Distress Report

ZIP code 05661 in Lamoille County, Vermont carries a composite property-distress score of 21/100 — a low reading on DLRadar's deterministic distress index. On the structural side it scores 47/100, with 8/100 of stress already active. Environmental exposure also runs high (FEMA disaster exposure (94/100), flood (NFIP) exposure (71/100)). Its heaviest discrete signals: institutional ownership (63/100), structural risk (47/100), mortgage stress (26/100). mortgage stress (26/100) and construction/permit lag (23/100) stay muted.

The market reads expansion — home values rose 6.2% year on year, and 32% higher over three years (phase confidence 46/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

A median home runs $304,700 here, or 4.1 times local income. Educational attainment sits at 40% bachelor's-or-above. There are about 3,477 housing units across 05661. Median household income is $65,057, below the U.S. median near $78,000. Owners hold 65% of homes, renters 35%. On demographic stress specifically, 05661 scores 29/100. The vacancy rate is 8.4%. Rent burden reaches 30% of tenant households. About 6,114 people live here, median age 44. Roughly 10.5% live below the poverty line.

Overall, 05661 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Whether 05661 runs hot or quiet, its 21/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 05661 can be compared directly against any other ZIP in Lamoille County, Vermont or nationwide. The score is rebuilt from public data as it updates, so 05661 reflects the current record instead of a stale or modeled snapshot.

05661's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Practically, 05661 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.