ZIP 05655 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 05655 (Lamoille County, Vermont) at a low 22/100 for overall property distress. Its standout signals are institutional ownership (66/100), structural risk (49/100), construction/permit lag (27/100). By contrast, construction/permit lag (27/100) and mortgage stress (26/100) register low. Environmental exposure also runs high (FEMA disaster exposure (91/100), flood (NFIP) exposure (77/100)). The latent-versus-live split is 49/100 structural and 8/100 already moving.

Prices here sit in a expansion phase: values rose 6.2% over the trailing year, and 59% higher over three years, at 46/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

At $82,763, median income runs near typical U.S. levels. Around 12% of renters are cost-burdened. Population is roughly 3,016 with a median age of 42. DLRadar's demographic-stress index for the area reads 20/100. Roughly 7.0% live below the poverty line, a low share typical of higher-equity areas. Educational attainment sits at 36% bachelor's-or-above. The tenure split is 85% owner-occupied to 15% rented. Vacancy runs 11.8%, above the national norm and a classic distress-and-opportunity signal. A median home runs $198,400 here, or 2.4 times local income. The ZIP holds roughly 1,432 housing units.

Broadly, 05655 is a steadier market — the deals are the exceptions, not the rule. There is no property file for 05655 at the moment; the composite and its components are still built from verifiable public records.

Whether 05655 runs hot or quiet, its 22/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 05655 can be compared directly against any other ZIP in Lamoille County, Vermont or nationwide. The score is rebuilt from public data as it updates, so 05655 reflects the current record instead of a stale or modeled snapshot.

The 22/100 for 05655 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. The point of the 05655 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.