ZIP 05656 Foreclosure, Tax-Lien & Distress Report

ZIP code 05656 in Lamoille County, Vermont carries a composite property-distress score of 22/100 — a low reading on DLRadar's deterministic public-record index. Structural exposure scores 49 and live distress 8 on the 0–100 scale. Property-level stress concentrates in institutional ownership (66/100), structural risk (49/100), construction/permit lag (27/100). construction/permit lag (27/100) and mortgage stress (26/100) stay muted. Climate and flood risk are elevated too — FEMA disaster exposure (91/100), flood (NFIP) exposure (77/100).

Prices here sit in a expansion phase: values rose 6.2% over the trailing year, and 9% higher over three years, at 46/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

The typical home is worth about $169,400 (3.5× income, relatively affordable). Households earn a median $53,828 — below the roughly $78,000 national figure. The tenure split is 68% owner-occupied to 32% rented. Vacancy runs 6.8%. The ZIP holds roughly 1,515 housing units. DLRadar's demographic-stress index for the area reads 29/100. Around 40% of renters are cost-burdened. 11.5% of residents fall below the poverty threshold. Population is roughly 3,475 with a median age of 32. Educational attainment sits at 37% bachelor's-or-above.

On balance 05656 is mixed, rewarding parcel-by-parcel screening over broad assumptions. There is no property file for 05656 at the moment; the composite and its components are still built from verifiable public records.

Big metro or rural, 05656 runs through one identical public-record model, so its 22/100 sits on the same scale as every other ZIP in Lamoille County, Vermont and the nation. The score is rebuilt from public data as it updates, so 05656 reflects the current record instead of a stale or modeled snapshot.

Each component behind 05656 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 22/100 roll-up. In workflow terms, 05656 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.