ZIP 05656 Foreclosure, Tax-Lien & Distress Report
Lamoille County, Vermont · Affordable market
ZIP code 05656 in Lamoille County, Vermont carries a composite property-distress score of 21/100 — a low reading on DLRadar's deterministic distress index. Structural exposure scores 46 and live distress 8 on the 0–100 scale. Property-level stress concentrates in institutional ownership (63/100), structural risk (46/100), mortgage stress (26/100). mortgage stress (26/100) and construction/permit lag (23/100) stay muted. Climate and flood risk are elevated too — FEMA disaster exposure (88/100), flood (NFIP) exposure (71/100).
Prices here sit in a expansion phase: values rose 6.2% over the trailing year, and 9% higher over three years, at 46/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.
The typical home is worth about $169,400 (3.5× income, relatively affordable). Households earn a median $53,828 — below the roughly $78,000 national figure. The tenure split is 68% owner-occupied to 32% rented. Vacancy runs 6.8%. The ZIP holds roughly 1,515 housing units. DLRadar's demographic-stress index for the area reads 29/100. Around 40% of renters are cost-burdened. 11.5% of residents fall below the poverty threshold. Population is roughly 3,475 with a median age of 32. Educational attainment sits at 37% bachelor's-or-above.
On balance 05656 is mixed, rewarding parcel-by-parcel screening over broad assumptions. There is no property file for 05656 at the moment; the composite and its components are still built from verifiable records.
Big metro or rural, 05656 runs through one identical scoring model, so its 21/100 sits on the same scale as every other ZIP in Lamoille County, Vermont and the nation. The score is rebuilt from public data as it updates, so 05656 reflects the current record instead of a stale or modeled snapshot.
Each component behind 05656 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 21/100 roll-up. In workflow terms, 05656 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
What is driving ZIP 05656’s distress
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
05656 at a glance
05656 live: composite distress, market phase, housing detail and lender pressure, identical to the per-property report.
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Unlock the full ZIP 05656 acquisition report
See who owns each distressed property in 05656, where it is, its APN and score, the bank behind it and how fast it should exit — then open its owner and lender records in one click. Continuously refreshed, nationwide.
Deterministic. Every signal traces to a public dataset · methodology