ZIP 05441 Foreclosure, Tax-Lien & Distress Report
Franklin County, Vermont · High Vacancy market
ZIP 05441's composite property-distress score is 20/100 - DLRadar classes that as low for Franklin County, Vermont. It additionally carries heavy environmental risk: FEMA disaster exposure (71/100). The sharpest non-environmental signals are construction/permit lag (71/100), structural risk (44/100), institutional ownership (39/100). On the quiet end sit institutional ownership (39/100) and mortgage stress (16/100). Structurally it carries 44/100, against 5/100 of stress already in motion.
The peak-phase market in 05441 posted values that rose 0.7% over the year (phase confidence 16/100). Topping markets hide individual distress behind strong averages.
The tenure split is 100% owner-occupied to 0% rented. There are about 243 housing units across 05441. The poverty rate is 5.1% — low. Vacancy runs 17.2%, above the national norm and a classic distress-and-opportunity signal. Median household income is $77,813, near the U.S. median near $78,000. A median home runs $267,600 here, or 3.1 times local income. About 552 people live here, median age 47. Around 31% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 23/100.
On the whole, 05441 leans distressed, with opportunity clustered in specific stressed parcels. While 05441 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
Because one deterministic model scores every ZIP, 05441's 20/100 can be lined up against any neighbor in Franklin County, Vermont or any ZIP coast to coast. Every figure is auditable to a public dataset and refreshed on ingest; 05441 shows blanks, not estimates, wherever the record is sparse.
Behind 05441's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For a buyer, 05441 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
Distress signal breakdown — ZIP 05441
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
ZIP 05441 Stress Report snapshot
The live 05441 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Adjacent Franklin County ZIP reports
Explore related distress reports
Related ZIP, county and statewide reads linked to Franklin County, Vermont.
The complete 05441 distress and acquisition report
Pull every distressed parcel in 05441 — owner, address, APN, distress score, lender exposure and exit read — with funding and closing one click away. Nationwide coverage, continuously updated.
Built from public records, scored the same way everywhere · methodology