ZIP 05478 Property Distress & Foreclosure Data

Composite property distress in 05478 (Franklin County, Vermont) lands at 19/100 — low on DLRadar's public-record scoring. Structural exposure scores 41 and live distress 5 on the 0–100 scale. The sharpest non-environmental signals are construction/permit lag (59/100), structural risk (41/100), institutional ownership (38/100). On the quiet end sit institutional ownership (38/100) and mortgage stress (16/100). Environmental exposure also runs high (FEMA disaster exposure (71/100)).

The peak-phase market in 05478 posted values that rose 2.3% over the year, 1.6% off the recent peak, and 25% higher over three years, at 51/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Population is roughly 16,016 with a median age of 41. Owners hold 69% of homes, renters 31%. Vacancy runs 10.5%. Educational attainment sits at 30% bachelor's-or-above. 12.1% of residents fall below the poverty threshold. Rent burden reaches 57% of tenant households. There are about 7,097 housing units across 05478. Median household income is $70,752, near the U.S. median near $78,000. Home values center near $316,400, an affordability ratio of 4.2×. DLRadar's demographic-stress index for the area reads 35/100.

On balance 05478 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.