ZIP 05468 Property Distress & Foreclosure Data

DLRadar grades ZIP 05468 (Chittenden County, Vermont) at a low 27/100 for overall property distress. It additionally carries heavy environmental risk: FEMA disaster exposure (77/100), flood (NFIP) exposure (75/100), climate & FEMA risk (66/100). On the structural side it scores 60/100, with 6/100 of stress already active. Property-level stress concentrates in structural risk (60/100), institutional ownership (58/100), construction/permit lag (39/100). By contrast, construction/permit lag (39/100) and mortgage stress (21/100) register low.

The market reads peak — home values rose 2.3% year on year, 1.6% off the recent peak, and 25% higher over three years (phase confidence 51/100). Topping markets hide individual distress behind strong averages.

At $112,122, median income runs above typical U.S. levels. Around 32% of adults hold a bachelor's degree or higher. About 13,347 people live here, median age 40. Around 30% of renters are cost-burdened. The ZIP holds roughly 5,295 housing units. The typical home is worth about $372,200 (3.0× income, relatively affordable). 87% of housing is owner-occupied. The demographic-stress sub-score lands at 24/100. The poverty rate is 3.6% — low. The vacancy rate is 4.2%.

Net-net, 05468 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.