ZIP 05468 Foreclosure, Tax-Lien & Distress Report
Chittenden County, Vermont · Distress market
In Chittenden County, Vermont, ZIP 05468 scores 23 of 100 for composite distress, a low level on DLRadar's public-record index. Environmental exposure also runs high (FEMA disaster exposure (77/100), flood (NFIP) exposure (75/100), climate & FEMA risk (66/100)). Structurally it carries 50/100, against 6/100 of stress already in motion. Leading the profile are institutional ownership (58/100), structural risk (50/100), mortgage stress (21/100). mortgage stress (21/100) stay muted.
The market reads peak — home values rose 0.7% year on year, and 25% higher over three years, at 16/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
At $112,122, median income runs above typical U.S. levels. Educational attainment sits at 32% bachelor's-or-above. About 13,347 people live here, median age 40. Rent burden reaches 30% of tenant households. The ZIP holds roughly 5,295 housing units. Home values center near $372,200, an affordability ratio of 3.0× — accessible. The tenure split is 87% owner-occupied to 13% rented. The demographic-stress sub-score lands at 24/100. Roughly 3.6% live below the poverty line, a low share typical of higher-equity areas. The vacancy rate is 4.2%.
Net-net, 05468 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. 05468 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.
Because one deterministic model scores every ZIP, 05468's 23/100 can be lined up against any neighbor in Chittenden County, Vermont or any ZIP coast to coast. Sparse data for 05468 shows as blanks, never estimates, and the score updates on every fresh public filing.
05468's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. The point of the 05468 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
What is driving ZIP 05468’s distress
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.
Snapshot: 05468 by the numbers
The live 05468 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Other Chittenden County ZIP codes
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Rules-based scoring — each signal ties to a public dataset · methodology