ZIP 05452 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 05452 (Chittenden County, Vermont) at a low 25/100 for overall property distress. Latent structural risk is 55/100 while live distress already moving reads 7/100. Climate and flood risk are elevated too — flood (NFIP) exposure (89/100), FEMA disaster exposure (78/100), climate & FEMA risk (72/100). The pressure is most legible in institutional ownership (62/100), structural risk (55/100), mortgage stress (23/100). By contrast, mortgage stress (23/100) register low.

The market reads peak — home values rose 0.7% year on year, and 22% higher over three years (phase confidence 16/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

22,494 residents call 05452 home, typically aged 41. 6.5% of residents fall below the poverty threshold. Owners hold 69% of homes, renters 31%. Educational attainment sits at 54% bachelor's-or-above. The ZIP holds roughly 9,895 housing units. Median household income is $97,697, above the U.S. median near $78,000. The vacancy rate is 1.6%. The demographic-stress sub-score lands at 28/100. A median home runs $432,400 here, or 4.1 times local income. Around 42% of renters are cost-burdened.

Overall, 05452 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. No parcel file is published for 05452 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Big metro or rural, 05452 runs through one identical public-record model, so its 25/100 sits on the same scale as every other ZIP in Chittenden County, Vermont and the nation. Every figure is auditable to a public dataset and refreshed on ingest; 05452 shows blanks, not estimates, wherever the record is sparse.

The 25/100 for 05452 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Practically, 05452 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.