ZIP 05482 Foreclosure, Tax-Lien & Distress Report
Chittenden County, Vermont · Distress market
ZIP 05482's composite property-distress score is 25/100 - DLRadar classes that as low for Chittenden County, Vermont. Its standout signals are institutional ownership (59/100), structural risk (54/100), mortgage stress (23/100). mortgage stress (23/100) stay muted. Climate and flood risk are elevated too — flood (NFIP) exposure (86/100), FEMA disaster exposure (75/100), climate & FEMA risk (72/100). On the structural side it scores 54/100, with 7/100 of stress already active.
The peak-phase market in 05482 posted values that rose 0.7% over the year, and 24% higher over three years, at 16/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
Households earn a median $115,019 — above the roughly $78,000 national figure. 74% of housing is owner-occupied. The poverty rate is 7.7%. Around 40% of renters are cost-burdened. DLRadar's demographic-stress index for the area reads 28/100. Around 69% of adults hold a bachelor's degree or higher. The typical home is worth about $588,100 (4.5× income). The vacancy rate is 7.1%. There are about 3,686 housing units across 05482. Population is roughly 7,844 with a median age of 51.
On balance 05482 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
Whether 05482 runs hot or quiet, its 25/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 05482 can be compared directly against any other ZIP in Chittenden County, Vermont or nationwide. 05482 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
The 25/100 figure for 05482 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. The point of the 05482 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
What is driving ZIP 05482’s distress
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
The 05482 distress snapshot
A live read on 05482: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
Neighbouring ZIPs in Chittenden County
Nearest ZIP codes to 05482
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
More distress data near 05482
More ZIP, county and state distress intelligence connected to Chittenden County, Vermont.
The complete 05482 distress and acquisition report
See who owns each distressed property in 05482, where it is, its APN and score, the bank behind it and how fast it should exit — then open its owner and lender records in one click. Continuously refreshed, nationwide.
Deterministic. Every signal traces to a public dataset · methodology