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Where distress is building, which way the cycle is turning, and what is live now.

Chittenden County, VT: Foreclosures, Tax Liens & Distressed Properties

Chittenden County, Vermont is scored end-to-end by DLRadar for property distress, drawn only from deterministic public records. DLRadar scores 21 ZIPs here, with a mean composite of 24/100. Across its ZIPs, composite distress spans 16 to 25 out of 100. The county's lending-headwind score sits at 61/100 (elevated).

The county market is in a peak phase: home prices rose 0.7% over the past year (phase confidence 16/100). At this stage of the cycle, the opportunity narrows leaving the wins in individual deals.

With Chittenden County flat at +0.7% YoY (16/100 confidence), the discount lives in outliers so the headline market won't hand it over. An elevated 61/100 reading is a buyer tailwind: short sales and foreclosures accelerate.

Leading Chittenden County on distress: 05401 (25/100), 05403 (25/100), 05404 (25/100), 05405 (25/100), 05408 (25/100), 05439 (25/100). Coverage extends to 05445, 05446, 05452, 05461, 05462, 05465, 05477, 05482, 05489, 05494 among others.

Demographically, Chittenden County's tracked footprint come in at home values averaging roughly $433,258, above the US, 77% owner-occupancy, household income averaging about $94,310, above the national median, a 5.1% vacancy rate, a median age of 40.2, 11.8% of households below the poverty line. These fundamentals drive who is forced to sell and how readily the market absorbs it.

Chittenden County, Vermont's 24/100 average over 21 ZIPs says Chittenden County rewards parcel-by-parcel work — work it parcel by parcel. A DLRadar subscription opens every Chittenden County parcel: owner and contact detail, APN, per-parcel scoring with lender exposure and resale velocity.

The distress read for Chittenden County, Vermont is refreshed as new public records post and uses the same methodology coast to coast, so Chittenden County stays directly comparable to any other market you track.

Treat Chittenden County, Vermont as a ranked list, not a single market: the spread between its strongest and weakest ZIPs is where the acquisition margin actually sits. All of it is deterministic and auditable: Chittenden County's numbers come from county recorders, the courts, FHFA and FDIC, with nothing interpolated or guessed when a source is sparse.

The ZIP breakdown for Chittenden County leads with 05401 (25/100), 05403 (25/100), 05404 (25/100), 05405 (25/100), 05408 (25/100), 05439 (25/100). DLRadar also scores 05445, 05446, 05452, 05461, 05462, 05465, 05477, 05482 and more across the county. Because each ZIP is graded on its own foreclosure, tax and lender record, the county's distress is best read code by code rather than as a single number.

Under Chittenden County's headline composite sit distinct layers — recorded foreclosures, tax and lien delinquency, mortgage stress and bank headwind — each scored separately before they roll up, so the same total can describe very different markets.

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Peak
Market phase
0.7%
HPI YoY
-0.5%
Drawdown
16
Confidence
Live sampleSample: distressed properties in Chittenden County ZIPs
ZIPStateDistress score🔒 Owner🔒 Property Address🔒 Parcel ID
05401VT25
05403VT25
05404VT25
05405VT25
05408VT25
05439VT25
05445VT25
05446VT25
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Where distress concentrates in Chittenden County

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No estimates where data is missing Sourced from public filings Auditable end to end Blank where a signal is missing

Other reads worth pulling

Distress is a stack, not a list. These layers cross-check each other before you commit capital.

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