Chittenden County, VT: Foreclosures, Tax Liens & Distressed Properties

Chittenden County, VT, Vermont: 21 ZIP codes scored, Chittenden County, VT averaging 24/100 (low, Chittenden, VT), from 15 to 25. Chittenden County, VT is in its peak phase (Chittenden, VT confidence 16/100): Chittenden, VT home prices up 0.7% (Chittenden, VT) over twelve months. Chittenden County, VT lender headwind: 61/100.

Highest-scoring Chittenden County, VT ZIPs: 05401 (25/100), 05403 (25/100), 05404 (25/100), 05405 (25/100), 05408 (25/100), 05439 (25/100). Also scored in Chittenden County, VT: 05445, 05446, 05452, 05462, 05465, 05477, 05482, 05489, 05494, 05495.

Across Chittenden County, VT's scored ZIPs: median home value $433,258, household income $94,310, 5.1% vacancy, 11.8% poverty, 77% owner-occupied, median age 40.2.

Chittenden County, VT insurance distress 79/100 (#395 in the US); FEMA hazard 74/100 for Chittenden, VT; 6 federal disaster declarations in Chittenden County, VT since 2023; 15 Chittenden, VT NFIP flood claims, $525K paid.

13 banks with 55 branches lend in Chittenden County, VT; Chittenden, VT weighted bank stress 66/100, highest 86/100 in Chittenden, VT.

Chittenden County, VT unemployment 2.3% (Chittenden, VT +0.1 pts, six months); 946 new housing units permitted in Chittenden County, VT over twelve months, Chittenden, VT up 54% from 614; Chittenden, VT home prices +11.3% a year (Chittenden, VT) over three years.

74,888 housing units in Chittenden County, VT; 25,672 Chittenden, VT renter households; 51% of Chittenden, VT renters spend 30%+ of income on rent, 26% (Chittenden, VT) half or more.

Chittenden County, VT ranks #2,784 nationally on the opportunity index (Chittenden, VT, among all ranked counties); Chittenden, VT scores 24.5/100 and Chittenden, VT sits #14 inside Vermont. Chittenden, VT is in the weak opportunity phase; Chittenden, VT's primary driver is bank institutional, Chittenden, VT second driver listings discount; Chittenden, VT moved up 54 places. 67 short-sale listings across Chittenden, VT; 53 days on market observed in Chittenden, VT; 4.6% vacancy over 21 Chittenden, VT ZIPs.

0.4% of Chittenden County, VT mortgages were ninety-plus days late in December 2025; Chittenden, VT's thirty-to-eighty-nine-day share was 0.4% (CFPB county sample). Chittenden, VT's ninety-day rate is up 0.1 points on twelve months earlier; the Chittenden, VT peak since 2008 was 2.0% in June 2012; Vermont overall reads 0.7%.

Chittenden County, VT has 4 watched banks; 4 Chittenden, VT banks sit in an elevated band. Chittenden, VT footprints: Northfield Savings Bank (6 branches, stress 76) in Chittenden, VT; Union Bank (3 branches, stress 85) in Chittenden, VT; Business Bank The (1 branch, stress 85) in Chittenden, VT.

HUD lists 19 assisted multifamily properties in Chittenden County, VT with 1,311 units; 368 Chittenden, VT units are assisted, 3 Chittenden, VT properties under project-based Section 8.

3,432 of the 74,888 housing units in Chittenden, VT sit vacant. Chittenden County, VT permitted 659 multifamily units in twelve months; Chittenden, VT's one-to-four unit structures added 287 units in Chittenden County, VT.