ZIP 05405 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 05405 (Chittenden County, Vermont) returns a low composite of 25/100. Environmental exposure also runs high (flood (NFIP) exposure (89/100), FEMA disaster exposure (78/100), climate & FEMA risk (72/100)). What sets it apart are the readings on institutional ownership (62/100), structural risk (55/100). Structural risk reads 55/100 against active distress of 0/100.

The market reads peak — home values rose 0.7% year on year (phase confidence 16/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

100% of housing is owner-occupied. The demographic-stress sub-score lands at 36/100. The poverty rate is 100.0% — high, a tax-stress and distress correlate. Population is roughly 2,840 with a median age of 19. There are about 5 housing units across 05405. Educational attainment sits at 100% bachelor's-or-above. The vacancy rate is 0.0%.

Taken together, 05405 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. There is no property file for 05405 at the moment; the composite and its components are still built from verifiable public records.

Big metro or rural, 05405 runs through one identical public-record model, so its 25/100 sits on the same scale as every other ZIP in Chittenden County, Vermont and the nation. 05405 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Behind 05405's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Practically, 05405 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.