ZIP 05405 Property Distress & Foreclosure Data

Composite property distress in 05405 (Chittenden County, Vermont) lands at 29/100 — low on DLRadar's public-record scoring. It additionally carries heavy environmental risk: flood (NFIP) exposure (89/100), FEMA disaster exposure (78/100), climate & FEMA risk (72/100). The sharpest non-environmental signals are structural risk (65/100), institutional ownership (62/100), construction/permit lag (38/100). By contrast, construction/permit lag (38/100) register low. Structural exposure scores 65 and live distress 0 on the 0–100 scale.

The market reads peak — home values rose 2.3% year on year, 1.6% off the recent peak, at 51/100 phase confidence. Topping markets hide individual distress behind strong averages.

100% of housing is owner-occupied. The demographic-stress sub-score lands at 36/100. The poverty rate is 100.0% — high, a tax-stress and distress correlate. About 2,840 people live here, median age 19. There are about 5 housing units across 05405. Around 100% of adults hold a bachelor's degree or higher. Vacancy runs 0.0%.

Net-net, 05405 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

29/100
Composite stress
65/100
Structural risk
0/100
Distress activity

Distress signal breakdown — ZIP 05405

Foreclosure activity0
Mortgage stress0
Climate / FEMA risk72
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Chittenden County

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