ZIP 05494 Foreclosure, Tax-Lien & Distress Report
Chittenden County, Vermont · Distress market
On DLRadar's 0-100 distress scale, ZIP 05494 in Chittenden County, Vermont comes in at 25, a low composite-distress reading. Environmental exposure also runs high (flood (NFIP) exposure (86/100), FEMA disaster exposure (74/100), climate & FEMA risk (72/100)). The sharpest non-environmental signals are institutional ownership (58/100), structural risk (54/100), mortgage stress (23/100). On the quiet end sit mortgage stress (23/100). Structural exposure scores 54 and live distress 7 on the 0–100 scale.
Prices here sit in a peak phase: values rose 0.7% over the trailing year, at 16/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
Home values center near $412,900, an affordability ratio of 3.3× — accessible. 90% of housing is owner-occupied. 1,771 residents call 05494 home, typically aged 43. Around 49% of adults hold a bachelor's degree or higher. Vacancy runs 4.0%. Rent burden reaches 18% of tenant households. Median household income is $111,875, above the U.S. median near $78,000. The demographic-stress sub-score lands at 20/100. The ZIP holds roughly 639 housing units. Roughly 2.0% live below the poverty line, a low share typical of higher-equity areas.
Overall, 05494 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Parcel-level detail for 05494 is not published yet -- the ZIP-level readings above remain fully sourced.
The number is not local guesswork: 05494's 25/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Nothing here is interpolated — where a source is thin for 05494, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
Each component behind 05494 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 25/100 roll-up. In workflow terms, 05494 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
ZIP 05494 distress signals, scored
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
ZIP 05494 Stress Report snapshot
05494 live: composite distress, market phase, housing detail and lender pressure, identical to the per-property report.
Adjacent Chittenden County ZIP reports
Nearest ZIP codes to 05494
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Explore related distress reports
Additional distress intelligence spanning Chittenden County, Vermont by ZIP, county and state.
Get the full acquisition report for 05494
See who owns each distressed property in 05494, where it is, its APN and score, the bank behind it and how fast it should exit — then open its owner and lender records in one click. Continuously refreshed, nationwide.
Built from public records, scored the same way everywhere · methodology