ZIP 05494 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 05494 in Chittenden County, Vermont comes in at 25, a low composite-distress reading. Environmental exposure also runs high (flood (NFIP) exposure (89/100), FEMA disaster exposure (78/100), climate & FEMA risk (72/100)). The sharpest non-environmental signals are institutional ownership (62/100), structural risk (55/100), mortgage stress (23/100). On the quiet end sit mortgage stress (23/100). Structural exposure scores 55 and live distress 7 on the 0–100 scale.

Prices here sit in a peak phase: values rose 0.7% over the trailing year, at 16/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Home values center near $412,900, an affordability ratio of 3.3× — accessible. 90% of housing is owner-occupied. 1,771 residents call 05494 home, typically aged 43. Around 49% of adults hold a bachelor's degree or higher. Vacancy runs 4.0%. Rent burden reaches 18% of tenant households. Median household income is $111,875, above the U.S. median near $78,000. The demographic-stress sub-score lands at 20/100. The ZIP holds roughly 639 housing units. Roughly 2.0% live below the poverty line, a low share typical of higher-equity areas.

Overall, 05494 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Parcel-level detail for 05494 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

The number is not local guesswork: 05494's 25/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Nothing here is interpolated — where a source is thin for 05494, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Each component behind 05494 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 25/100 roll-up. In workflow terms, 05494 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.