ZIP 05494 Property Distress & Foreclosure Data

In Chittenden County, Vermont, ZIP 05494 scores 29 of 100 for composite distress, a low level on DLRadar's public-record index. Climate and flood risk are elevated too — flood (NFIP) exposure (89/100), FEMA disaster exposure (78/100), climate & FEMA risk (72/100). Its standout signals are structural risk (65/100), institutional ownership (62/100), construction/permit lag (38/100). construction/permit lag (38/100) and mortgage stress (23/100) stay muted. Structural risk reads 65/100 against active distress of 7/100.

Prices here sit in a peak phase: values rose 2.3% over the trailing year, 1.6% off the recent peak, at 51/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

A median home runs $412,900 here, or 3.3 times local income. The tenure split is 90% owner-occupied to 10% rented. 1,771 residents call 05494 home, typically aged 43. About 49% have a four-year degree. Vacancy runs 4.0%. Rent burden reaches 18% of tenant households. Households earn a median $111,875 — above the roughly $78,000 national figure. On demographic stress specifically, 05494 scores 20/100. There are about 639 housing units across 05494. Roughly 2.0% live below the poverty line, a low share typical of higher-equity areas.

Overall, 05494 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.