ZIP 05845 Property Distress & Foreclosure Data

In Orleans County, Vermont, ZIP 05845 scores 24 of 100 for composite distress, a low level on DLRadar's public-record index. Structural exposure scores 55 and live distress 9 on the 0–100 scale. Climate and flood risk are elevated too — FEMA disaster exposure (88/100), flood (NFIP) exposure (77/100). Its standout signals are institutional ownership (65/100), structural risk (55/100), construction/permit lag (39/100). construction/permit lag (39/100) and mortgage stress (28/100) stay muted.

Prices here sit in a expansion phase: values rose 6.5% over the trailing year, at 44/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

There are about 691 housing units across 05845. On demographic stress specifically, 05845 scores 26/100. A median home runs $233,200 here, or 3.0 times local income. The tenure split is 91% owner-occupied to 9% rented. About 23% have a four-year degree. Households earn a median $78,125 — near the roughly $78,000 national figure. Vacancy runs 14.8%, above the national norm and a classic distress-and-opportunity signal. Rent burden reaches 34% of tenant households. 1,414 residents call 05845 home, typically aged 45. Roughly 4.8% live below the poverty line, a low share typical of higher-equity areas.

Taken together, 05845 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.