ZIP 05855 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 05855 (Orleans County, Vermont) at a moderate 30/100 for overall property distress. Climate and flood risk are elevated too — FEMA disaster exposure (91/100), flood (NFIP) exposure (77/100). Structurally it carries 68/100, against 9/100 of stress already in motion. Its heaviest discrete signals: construction/permit lag (91/100), structural risk (68/100), institutional ownership (66/100). By contrast, mortgage stress (28/100) register low.

The market reads expansion — home values rose 6.2% year on year, and 16% higher over three years, at 46/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

70% of housing is owner-occupied. The poverty rate is 14.8%. Rent burden reaches 49% of tenant households. The vacancy rate is 15.9% — elevated. At $57,611, median income runs below typical U.S. levels. DLRadar's demographic-stress index for the area reads 33/100. Educational attainment sits at 25% bachelor's-or-above. 7,576 residents call 05855 home, typically aged 43. There are about 3,921 housing units across 05855. The typical home is worth about $201,100 (3.4× income, relatively affordable).

Net-net, 05855 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. There is no property file for 05855 at the moment; the composite and its components are still built from verifiable public records.

Because one deterministic model scores every ZIP, 05855's 30/100 can be lined up against any neighbor in Orleans County, Vermont or any ZIP coast to coast. The score is rebuilt from public data as it updates, so 05855 reflects the current record instead of a stale or modeled snapshot.

05855's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. In workflow terms, 05855 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.