ZIP 05855 Property Distress & Foreclosure Data

DLRadar grades ZIP 05855 (Orleans County, Vermont) at a low 24/100 for overall property distress. It additionally carries heavy environmental risk: FEMA disaster exposure (88/100), flood (NFIP) exposure (77/100). The latent-versus-live split is 55/100 structural and 9/100 already moving. Property-level stress concentrates in institutional ownership (65/100), structural risk (55/100), construction/permit lag (39/100). By contrast, construction/permit lag (39/100) and mortgage stress (28/100) register low.

The market reads expansion — home values rose 6.5% year on year, and 16% higher over three years (phase confidence 44/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

70% of housing is owner-occupied. The poverty rate is 14.8%. Around 49% of renters are cost-burdened. The vacancy rate is 15.9% — elevated. At $57,611, median income runs below typical U.S. levels. The demographic-stress sub-score lands at 33/100. Around 25% of adults hold a bachelor's degree or higher. About 7,576 people live here, median age 43. The ZIP holds roughly 3,921 housing units. The typical home is worth about $201,100 (3.4× income, relatively affordable).

Net-net, 05855 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.