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ZIP 05860 Foreclosure, Tax-Lien & Distress Report

Orleans County, Vermont · High Vacancy market

DLRadar grades ZIP 05860 (Orleans County, Vermont) at a moderate 30/100 for overall property distress. Environmental exposure also runs high (FEMA disaster exposure (91/100), flood (NFIP) exposure (77/100)). On the structural side it scores 68/100, with 9/100 of stress already active. The pressure is most legible in construction/permit lag (91/100), structural risk (68/100), institutional ownership (66/100). On the quiet end sit mortgage stress (28/100).

The market reads expansion — home values rose 6.2% year on year, and 66% higher over three years (phase confidence 46/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

The vacancy rate is 30.8% — elevated. Around 34% of renters are cost-burdened. The ZIP holds roughly 1,655 housing units. Educational attainment sits at 23% bachelor's-or-above. About 2,859 people live here, median age 42. Owners hold 75% of homes, renters 25%. Households earn a median $60,238 — below the roughly $78,000 national figure. The demographic-stress sub-score lands at 31/100. The poverty rate is 14.6%. A median home runs $204,500 here, or 3.1 times local income.

On the whole, 05860 leans distressed, with opportunity clustered in specific stressed parcels. 05860 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The 05860 read uses the identical public-record model applied coast to coast, which means its 30/100 score means exactly what it means anywhere else, and 05860 stays directly comparable to neighboring ZIPs and the rest of Orleans County, Vermont. Every figure is auditable to a public dataset and refreshed on ingest; 05860 shows blanks, not estimates, wherever the record is sparse.

Each component behind 05860 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 30/100 roll-up. Treat 05860 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.

30/100
Composite stress
68/100
Structural risk
9/100
Distress activity

ZIP 05860 distress signals, scored

Foreclosure activity0
Mortgage stress28
Climate / FEMA risk39
9 further distress layers are graded for 05860

Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.

Snapshot: 05860 by the numbers

Current distress, phase, housing and lender-pressure figures for 05860, drawn from the same report attached to each property.

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Deterministic scoring, sourced entirely from public data · methodology

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