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ZIP 05860 Foreclosure, Tax-Lien & Distress Report

Orleans County, Vermont · High Vacancy market

DLRadar grades ZIP 05860 (Orleans County, Vermont) at a moderate 30/100 for overall property distress. Environmental exposure also runs high (FEMA disaster exposure (88/100), flood (NFIP) exposure (71/100)). On the structural side it scores 68/100, with 9/100 of stress already active. The pressure is most legible in construction/permit lag (95/100), structural risk (68/100), institutional ownership (63/100). On the quiet end sit mortgage stress (28/100).

The market reads expansion — home values rose 6.2% year on year, and 66% higher over three years (phase confidence 46/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

The vacancy rate is 30.8% — elevated. Around 34% of renters are cost-burdened. The ZIP holds roughly 1,655 housing units. Educational attainment sits at 23% bachelor's-or-above. About 2,859 people live here, median age 42. Owners hold 75% of homes, renters 25%. Households earn a median $60,238 — below the roughly $78,000 national figure. The demographic-stress sub-score lands at 31/100. The poverty rate is 14.6%. A median home runs $204,500 here, or 3.1 times local income.

On the whole, 05860 leans distressed, with opportunity clustered in specific stressed parcels. 05860 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The 05860 read uses the identical scoring model applied coast to coast, which means its 30/100 score means exactly what it means anywhere else, and 05860 stays directly comparable to neighboring ZIPs and the rest of Orleans County, Vermont. Every figure is auditable to a public dataset and refreshed as records update; 05860 shows blanks, not estimates, wherever the record is sparse.

Each component behind 05860 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 30/100 roll-up. Treat 05860 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.

30/100
Composite stress
68/100
Structural risk
9/100
Distress activity

ZIP 05860 distress signals, scored

Foreclosure activity0
Mortgage stress28
Climate / FEMA risk39
9 further distress layers are graded for 05860

Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.

Snapshot: 05860 by the numbers

Current distress, phase, housing and lender-pressure figures for 05860, drawn from the same report attached to each property.

Loading ZIP 05860 stress data…

More ZIPs across Orleans County

Nearest ZIP codes to 05860

By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.

Related reports across Orleans County, Vermont

Additional distress intelligence spanning Orleans County, Vermont by ZIP, county and state.

Open the complete 05860 acquisition file

Get every distressed property in 05860 with owner, address, APN, per-property distress score, bank exposure, exit-velocity read and a one-click path to owner and lender records. Nationwide, refreshed continuously.

Deterministic scoring, sourced entirely from public data · methodology

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