ZIP 05857 Foreclosure, Tax-Lien & Distress Report

ZIP code 05857 in Orleans County, Vermont carries a composite property-distress score of 30/100 — a moderate reading on DLRadar's deterministic public-record index. It additionally carries heavy environmental risk: FEMA disaster exposure (91/100), flood (NFIP) exposure (77/100). Structural exposure scores 68 and live distress 9 on the 0–100 scale. Property-level stress concentrates in construction/permit lag (91/100), structural risk (68/100), institutional ownership (66/100). On the quiet end sit mortgage stress (28/100).

The expansion-phase market in 05857 posted values that rose 6.2% over the year, and 63% higher over three years, at 46/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

DLRadar's demographic-stress index for the area reads 30/100. Roughly 7.1% live below the poverty line, a low share typical of higher-equity areas. About 1,329 people live here, median age 47. Around 31% of adults hold a bachelor's degree or higher. At $76,992, median income runs near typical U.S. levels. The ZIP holds roughly 829 housing units. Around 53% of renters are cost-burdened. The typical home is worth about $244,400 (3.2× income, relatively affordable). The tenure split is 81% owner-occupied to 19% rented. The vacancy rate is 22.1% — elevated.

On the whole, 05857 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 05857 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

The number is not local guesswork: 05857's 30/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Where the public record is thin for 05857, the field stays empty rather than modeled, and fills in as new documents post.

The 30/100 figure for 05857 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For an operator, 05857 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.