ZIP 03781 Foreclosure, Tax-Lien & Distress Report

ZIP code 03781 in Sullivan County, New Hampshire carries a composite property-distress score of 10/100 — a minimal reading on DLRadar's deterministic public-record index. Structurally it carries 22/100, against 2/100 of stress already in motion. Its standout signals are construction/permit lag (32/100), structural risk (22/100), mortgage stress (6/100). By contrast, mortgage stress (6/100) and institutional ownership (3/100) register low.

Prices here sit in a peak phase: values rose 4.3% over the trailing year, and 28% higher over three years, at 29/100 phase confidence. Topping markets hide individual distress behind strong averages.

The tenure split is 92% owner-occupied to 8% rented. There are about 848 housing units across 03781. At $104,700, median income runs above typical U.S. levels. Around 26% of renters are cost-burdened. The poverty rate is 3.2% — low. About 46% have a four-year degree. The vacancy rate is 16.7% — elevated. DLRadar's demographic-stress index for the area reads 24/100. 1,917 residents call 03781 home, typically aged 44. The typical home is worth about $426,400 (3.7× income, relatively affordable).

Taken together, 03781 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. No parcel file is published for 03781 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Because one deterministic model scores every ZIP, 03781's 10/100 can be lined up against any neighbor in Sullivan County, New Hampshire or any ZIP coast to coast. Where the public record is thin for 03781, the field stays empty rather than modeled, and fills in as new documents post.

03781's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Practically, 03781 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.