ZIP 03782 Foreclosure, Tax-Lien & Distress Report

ZIP code 03782 in Sullivan County, New Hampshire carries a composite property-distress score of 10/100 — a minimal reading on DLRadar's deterministic public-record index. The pressure is most legible in construction/permit lag (32/100), structural risk (22/100), mortgage stress (6/100). On the quiet end sit mortgage stress (6/100) and institutional ownership (3/100). The split runs 22/100 structural to 2/100 active on the ground.

Prices here sit in a peak phase: values rose 4.3% over the trailing year, and 26% higher over three years, at 29/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Owners hold 82% of homes, renters 18%. A median home runs $412,000 here, or 3.5 times local income. Median household income is $109,185, above the U.S. median near $78,000. The vacancy rate is 51.0% — elevated. 3,104 residents call 03782 home, typically aged 56. Around 37% of renters are cost-burdened. 15.4% of residents fall below the poverty threshold. There are about 2,310 housing units across 03782. On demographic stress specifically, 03782 scores 32/100. Around 46% of adults hold a bachelor's degree or higher.

Net-net, 03782 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 03782 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The number is not local guesswork: 03782's 10/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. The score is rebuilt from public data as it updates, so 03782 reflects the current record instead of a stale or modeled snapshot.

03782's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For a buyer, 03782 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.