ZIP 03301 Property Distress & Foreclosure Data

In Merrimack County, New Hampshire, ZIP 03301 scores 20 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are construction/permit lag (80/100), structural risk (45/100), mortgage stress (3/100). mortgage stress (3/100) and institutional ownership (3/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (81/100). On the structural side it scores 45/100, with 1/100 of stress already active.

Prices here sit in a expansion phase: values rose 5.6% over the trailing year, and 28% higher over three years (phase confidence 37/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

About 42% have a four-year degree. The ZIP holds roughly 14,685 housing units. Households earn a median $85,943 — near the roughly $78,000 national figure. A median home runs $371,300 here, or 4.0 times local income. Roughly 8.8% live below the poverty line. The tenure split is 56% owner-occupied to 44% rented. Around 36% of renters are cost-burdened. On demographic stress specifically, 03301 scores 30/100. 33,987 residents call 03301 home, typically aged 41. The vacancy rate is 5.5%.

On balance, 03301 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.