ZIP 03275 Property Distress & Foreclosure Data

In Merrimack County, New Hampshire, ZIP 03275 scores 20 of 100 for composite distress, a low level on DLRadar's public-record index. It additionally carries heavy environmental risk: climate & FEMA risk (81/100). On the structural side it scores 45/100, with 1/100 of stress already active. Its standout signals are construction/permit lag (80/100), structural risk (45/100), mortgage stress (3/100). By contrast, mortgage stress (3/100) and institutional ownership (3/100) register low.

The market reads expansion — home values rose 5.6% year on year, and 25% higher over three years (phase confidence 37/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

The ZIP holds roughly 4,894 housing units. The poverty rate is 11.3%. The vacancy rate is 3.0%. Around 25% of adults hold a bachelor's degree or higher. About 12,115 people live here, median age 40. 75% of housing is owner-occupied. Around 50% of renters are cost-burdened. The demographic-stress sub-score lands at 32/100. At $84,776, median income runs near typical U.S. levels. The typical home is worth about $336,500 (3.6× income, relatively affordable).

Overall 03275 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.