ZIP 03456 Foreclosure, Tax-Lien & Distress Report

Cheshire County, New Hampshire's ZIP 03456 registers 13/100 composite distress, which DLRadar reads as minimal. The split runs 27/100 structural to 1/100 active on the ground. Its standout signals are construction/permit lag (28/100), structural risk (27/100), mortgage stress (4/100). By contrast, mortgage stress (4/100) and institutional ownership (3/100) register low. Environmental exposure also runs high (climate & FEMA risk (65/100)).

The market reads peak — home values rose 4.3% year on year, at 29/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The vacancy rate is 18.9% — elevated. Around 21% of renters are cost-burdened. The typical home is worth about $325,400 (2.7× income, relatively affordable). The ZIP holds roughly 432 housing units. 93% of housing is owner-occupied. Households earn a median $104,605 — above the roughly $78,000 national figure. About 848 people live here, median age 50. The poverty rate is 7.3% — low. Educational attainment sits at 31% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 23/100.

Net-net, 03456 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. No parcel file is published for 03456 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The number is not local guesswork: 03456's 13/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Every figure is auditable to a public dataset and refreshed on ingest; 03456 shows blanks, not estimates, wherever the record is sparse.

The 13/100 figure for 03456 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 03456 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.