ZIP 03445 Property Distress & Foreclosure Data

ZIP code 03445 in Cheshire County, New Hampshire carries a composite property-distress score of 15/100 — a low reading on DLRadar's deterministic public-record index. Climate and flood risk are elevated too — climate & FEMA risk (65/100). What sets it apart are the readings on construction/permit lag (46/100), structural risk (32/100), mortgage stress (4/100). mortgage stress (4/100) and institutional ownership (3/100) stay muted. Structural risk reads 32/100 against active distress of 1/100.

Prices here sit in a expansion phase: values rose 5.6% over the trailing year, at 37/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

699 residents call 03445 home, typically aged 47. The tenure split is 94% owner-occupied to 6% rented. A median home runs $236,500 here, or 2.2 times local income. About 23% have a four-year degree. Vacancy runs 6.4%. There are about 288 housing units across 03445. Rent burden reaches 31% of tenant households. Roughly 4.1% live below the poverty line, a low share typical of higher-equity areas. On demographic stress specifically, 03445 scores 22/100. Households earn a median $95,625 — above the roughly $78,000 national figure.

On balance, 03445 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.