ZIP 03608 Property Distress & Foreclosure Data

In Cheshire County, New Hampshire, ZIP 03608 scores 15 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are construction/permit lag (46/100), structural risk (32/100), mortgage stress (4/100). By contrast, mortgage stress (4/100) and institutional ownership (3/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (65/100). The latent-versus-live split is 32/100 structural and 1/100 already moving.

The market reads expansion — home values rose 5.6% year on year, and 50% higher over three years (phase confidence 37/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

At $77,244, median income runs near typical U.S. levels. Around 43% of renters are cost-burdened. 67% of housing is owner-occupied. Around 32% of adults hold a bachelor's degree or higher. The poverty rate is 12.8%. The vacancy rate is 13.9% — elevated. The typical home is worth about $355,600 (3.9× income, relatively affordable). The ZIP holds roughly 1,513 housing units. The demographic-stress sub-score lands at 33/100. About 3,053 people live here, median age 44.

Net-net, 03608 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.