ZIP 03608 Foreclosure, Tax-Lien & Distress Report

Cheshire County, New Hampshire's ZIP 03608 registers 13/100 composite distress, which DLRadar reads as minimal. The pressure is most legible in construction/permit lag (28/100), structural risk (27/100), mortgage stress (4/100). By contrast, mortgage stress (4/100) and institutional ownership (3/100) register low. Climate and flood risk are elevated too — climate & FEMA risk (65/100). The split runs 27/100 structural to 1/100 active on the ground.

The peak-phase market in 03608 posted values that rose 4.3% over the year, and 50% higher over three years, at 29/100 phase confidence. Topping markets hide individual distress behind strong averages.

Median household income is $77,244, near the U.S. median near $78,000. Rent burden reaches 43% of tenant households. 67% of housing is owner-occupied. Around 32% of adults hold a bachelor's degree or higher. 12.8% of residents fall below the poverty threshold. Vacancy runs 13.9%, above the national norm and a classic distress-and-opportunity signal. A median home runs $355,600 here, or 3.9 times local income. The ZIP holds roughly 1,513 housing units. DLRadar's demographic-stress index for the area reads 33/100. Population is roughly 3,053 with a median age of 44.

Taken together, 03608 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. While 03608 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Big metro or rural, 03608 runs through one identical public-record model, so its 13/100 sits on the same scale as every other ZIP in Cheshire County, New Hampshire and the nation. Every figure is auditable to a public dataset and refreshed on ingest; 03608 shows blanks, not estimates, wherever the record is sparse.

The 13/100 figure for 03608 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Treat 03608 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.