ZIP 03446 Property Distress & Foreclosure Data

In Cheshire County, New Hampshire, ZIP 03446 scores 15 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are construction/permit lag (46/100), structural risk (32/100), mortgage stress (4/100). By contrast, mortgage stress (4/100) and institutional ownership (3/100) register low. The latent-versus-live split is 32/100 structural and 1/100 already moving. It additionally carries heavy environmental risk: climate & FEMA risk (65/100).

The market reads expansion — home values rose 5.6% year on year, and 20% higher over three years (phase confidence 37/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

At $82,326, median income runs near typical U.S. levels. The vacancy rate is 4.0%. 72% of housing is owner-occupied. Around 45% of renters are cost-burdened. The poverty rate is 8.4%. Around 31% of adults hold a bachelor's degree or higher. The typical home is worth about $262,100 (3.0× income, relatively affordable). The demographic-stress sub-score lands at 28/100. The ZIP holds roughly 2,870 housing units. About 6,486 people live here, median age 51.

Overall 03446 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.