ZIP 03446 Foreclosure, Tax-Lien & Distress Report
Cheshire County, New Hampshire · Distress market
DLRadar grades ZIP 03446 (Cheshire County, New Hampshire) at a minimal 12/100 for overall property distress. Its standout signals are structural risk (25/100), construction/permit lag (19/100), mortgage stress (4/100). mortgage stress (4/100) and institutional ownership (3/100) stay muted. The split runs 25/100 structural to 1/100 active on the ground. Environmental exposure also runs high (climate & FEMA risk (65/100)).
Prices here sit in a peak phase: values rose 4.3% over the trailing year, and 20% higher over three years (phase confidence 29/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
Households earn a median $82,326 — near the roughly $78,000 national figure. Vacancy runs 4.0%. The tenure split is 72% owner-occupied to 28% rented. Around 45% of renters are cost-burdened. Roughly 8.4% live below the poverty line. About 31% have a four-year degree. Home values center near $262,100, an affordability ratio of 3.0× — accessible. The demographic-stress sub-score lands at 28/100. There are about 2,870 housing units across 03446. Population is roughly 6,486 with a median age of 51.
On balance, 03446 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
Big metro or rural, 03446 runs through one identical scoring model, so its 12/100 sits on the same scale as every other ZIP in Cheshire County, New Hampshire and the nation. Sparse data for 03446 shows as blanks, never estimates, and the score updates on every fresh public filing.
The 12/100 for 03446 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. The point of the 03446 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
What is driving ZIP 03446’s distress
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.
ZIP 03446 Stress Report snapshot
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
More ZIPs across Cheshire County
Nearest ZIP codes to 03446
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Explore related distress reports
Further distress data across Cheshire County, New Hampshire at ZIP, county and state level.
Get the full acquisition report for 03446
See who owns each distressed property in 03446, where it is, its APN and score, the bank behind it and how fast it should exit — then open its owner and lender records in one click. Continuously refreshed, nationwide.
Deterministic scoring, sourced entirely from public data · methodology