ZIP 03462 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 03462 (Cheshire County, New Hampshire) returns a minimal composite of 13/100. Property-level stress concentrates in construction/permit lag (28/100), structural risk (27/100), mortgage stress (4/100). mortgage stress (4/100) and institutional ownership (3/100) stay muted. It additionally carries heavy environmental risk: climate & FEMA risk (65/100). Structural exposure scores 27 and live distress 1 on the 0–100 scale.

Prices here sit in a peak phase: values rose 4.3% over the trailing year, and 9% lower over three years (phase confidence 29/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

At $106,417, median income runs above typical U.S. levels. 4.9% of residents fall below the poverty threshold. The demographic-stress sub-score lands at 36/100. Around 48% of adults hold a bachelor's degree or higher. Vacancy runs 27.7%, above the national norm and a classic distress-and-opportunity signal. There are about 968 housing units across 03462. Rent burden reaches 100% of tenant households. Home values center near $396,200, an affordability ratio of 3.0× — accessible. About 1,760 people live here, median age 45. 75% of housing is owner-occupied.

Net-net, 03462 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. There is no property file for 03462 at the moment; the composite and its components are still built from verifiable public records.

Big metro or rural, 03462 runs through one identical public-record model, so its 13/100 sits on the same scale as every other ZIP in Cheshire County, New Hampshire and the nation. Every figure is auditable to a public dataset and refreshed on ingest; 03462 shows blanks, not estimates, wherever the record is sparse.

Behind 03462's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Treat 03462 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.