ZIP 03466 Foreclosure, Tax-Lien & Distress Report

In Cheshire County, New Hampshire, ZIP 03466 scores 13 of 100 for composite distress, a minimal level on DLRadar's public-record index. Its heaviest discrete signals: construction/permit lag (28/100), structural risk (27/100), mortgage stress (4/100). mortgage stress (4/100) and institutional ownership (3/100) stay muted. It additionally carries heavy environmental risk: climate & FEMA risk (65/100). The split runs 27/100 structural to 1/100 active on the ground.

The market reads peak — home values rose 4.3% year on year, and 11% higher over three years, at 29/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Around 35% of adults hold a bachelor's degree or higher. Rent burden reaches 63% of tenant households. Roughly 14.2% live below the poverty line. On demographic stress specifically, 03466 scores 30/100. Population is roughly 1,411 with a median age of 57. 87% of housing is owner-occupied. Median household income is $116,314, above the U.S. median near $78,000. The ZIP holds roughly 540 housing units. The vacancy rate is 14.1% — elevated. Home values center near $343,900, an affordability ratio of 2.7× — accessible.

On the whole, 03466 leans distressed, with opportunity clustered in specific stressed parcels. There is no property file for 03466 at the moment; the composite and its components are still built from verifiable public records.

Because one deterministic model scores every ZIP, 03466's 13/100 can be lined up against any neighbor in Cheshire County, New Hampshire or any ZIP coast to coast. 03466 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 13/100 figure for 03466 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 03466 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.