ZIP 03604 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 03604 (Cheshire County, New Hampshire) lands at 12/100 — minimal on DLRadar's distress scoring. Climate and flood risk are elevated too — climate & FEMA risk (65/100). The latent-versus-live split is 25/100 structural and 0/100 already moving. The pressure is most legible in structural risk (25/100), construction/permit lag (19/100), institutional ownership (3/100). On the quiet end sit construction/permit lag (19/100) and institutional ownership (3/100).

The peak-phase market in 03604 posted values that rose 4.3% over the year (phase confidence 29/100). Topping markets hide individual distress behind strong averages.

Broadly, 03604 is a steadier market — the deals are the exceptions, not the rule. No parcel file is published for 03604 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Whether 03604 runs hot or quiet, its 12/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 03604 can be compared directly against any other ZIP in Cheshire County, New Hampshire or nationwide. Where the record is thin for 03604, the field stays empty rather than modeled, and fills in as new documents post.

The 12/100 figure for 03604 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For an operator, 03604 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.