ZIP 03609 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 03609 in Cheshire County, New Hampshire comes in at 13, a minimal composite-distress reading. Latent structural risk is 27/100 while live distress already moving reads 1/100. Property-level stress concentrates in construction/permit lag (28/100), structural risk (27/100), mortgage stress (4/100). By contrast, mortgage stress (4/100) and institutional ownership (3/100) register low. Climate and flood risk are elevated too — climate & FEMA risk (65/100).

Prices here sit in a peak phase: values rose 4.3% over the trailing year, at 29/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

618 residents call 03609 home, typically aged 49. A median home runs $201,000 here, or 2.7 times local income. Vacancy runs 7.4%. 74% of housing is owner-occupied. Median household income is $69,943, near the U.S. median near $78,000. There are about 234 housing units across 03609. Roughly 15.2% live below the poverty line. Rent burden reaches 12% of tenant households. About 27% have a four-year degree. The demographic-stress sub-score lands at 24/100.

Overall, 03609 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. 03609 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The 03609 read uses the identical public-record model applied coast to coast, which means its 13/100 score means exactly what it means anywhere else, and 03609 stays directly comparable to neighboring ZIPs and the rest of Cheshire County, New Hampshire. Where the public record is thin for 03609, the field stays empty rather than modeled, and fills in as new documents post.

03609's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Practically, 03609 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.