ZIP 03470 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 03470 (Cheshire County, New Hampshire) at a minimal 13/100 for overall property distress. On the structural side it scores 27/100, with 1/100 of stress already active. Climate and flood risk are elevated too — climate & FEMA risk (65/100). What sets it apart are the readings on construction/permit lag (28/100), structural risk (27/100), mortgage stress (4/100). mortgage stress (4/100) and institutional ownership (3/100) stay muted.

The peak-phase market in 03470 posted values that rose 4.3% over the year, and 25% higher over three years, at 29/100 phase confidence. Topping markets hide individual distress behind strong averages.

Population is roughly 5,038 with a median age of 43. Vacancy runs 15.5%, above the national norm and a classic distress-and-opportunity signal. The tenure split is 73% owner-occupied to 27% rented. About 21% have a four-year degree. The typical home is worth about $252,800 (3.4× income, relatively affordable). Households earn a median $73,250 — near the roughly $78,000 national figure. Rent burden reaches 30% of tenant households. There are about 2,324 housing units across 03470. On demographic stress specifically, 03470 scores 30/100. Roughly 10.4% live below the poverty line.

On the whole, 03470 leans distressed, with opportunity clustered in specific stressed parcels. There is no property file for 03470 at the moment; the composite and its components are still built from verifiable public records.

Whether 03470 runs hot or quiet, its 13/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 03470 can be compared directly against any other ZIP in Cheshire County, New Hampshire or nationwide. Every figure is auditable to a public dataset and refreshed on ingest; 03470 shows blanks, not estimates, wherever the record is sparse.

The 13/100 for 03470 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Treat 03470 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.