ZIP 01360 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 01360 (Franklin County, Massachusetts) returns a low composite of 18/100. Climate and flood risk are elevated too — climate & FEMA risk (63/100). Its standout signals are construction/permit lag (74/100), structural risk (41/100), institutional ownership (5/100). institutional ownership (5/100) and mortgage stress (3/100) stay muted. Structural exposure scores 41 and live distress 1 on the 0–100 scale.

Prices here sit in a peak phase: values rose 2.9% over the trailing year, and 28% higher over three years (phase confidence 23/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The vacancy rate is 10.2%. On demographic stress specifically, 01360 scores 28/100. Population is roughly 2,875 with a median age of 49. Median household income is $102,470, above the U.S. median near $78,000. The tenure split is 88% owner-occupied to 12% rented. About 43% have a four-year degree. A median home runs $375,800 here, or 3.3 times local income. There are about 1,424 housing units across 01360. Around 52% of renters are cost-burdened. 8.4% of residents fall below the poverty threshold.

Overall 01360 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

No ZIP is too small to score: 01360 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 18/100 composite is a like-for-like number rather than an isolated estimate. Where the public record is thin for 01360, the field stays empty rather than modeled, and fills in as new documents post.

Behind 01360's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For an operator, 01360 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.