ZIP 01054 Foreclosure, Tax-Lien & Distress Report

ZIP code 01054 in Franklin County, Massachusetts carries a composite property-distress score of 18/100 — a low reading on DLRadar's deterministic public-record index. The latent-versus-live split is 41/100 structural and 1/100 already moving. The sharpest non-environmental signals are construction/permit lag (74/100), structural risk (41/100), institutional ownership (5/100). On the quiet end sit institutional ownership (5/100) and mortgage stress (3/100). Environmental exposure also runs high (climate & FEMA risk (63/100)).

Prices here sit in a peak phase: values rose 2.9% over the trailing year, and 17% higher over three years, at 23/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Owners hold 88% of homes, renters 12%. A median home runs $435,500 here, or 3.9 times local income. Around 63% of renters are cost-burdened. The ZIP holds roughly 816 housing units. Population is roughly 1,704 with a median age of 51. Vacancy runs 10.4%. Median household income is $113,750, above the U.S. median near $78,000. On demographic stress specifically, 01054 scores 29/100. 9.1% of residents fall below the poverty threshold. Around 68% of adults hold a bachelor's degree or higher.

On balance, 01054 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Big metro or rural, 01054 runs through one identical public-record model, so its 18/100 sits on the same scale as every other ZIP in Franklin County, Massachusetts and the nation. The score is rebuilt from public data as it updates, so 01054 reflects the current record instead of a stale or modeled snapshot.

Each component behind 01054 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 18/100 roll-up. Practically, 01054 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.