ZIP 01364 Foreclosure, Tax-Lien & Distress Report
Franklin County, Massachusetts · High Poverty market
ZIP code 01364 in Franklin County, Massachusetts carries a composite property-distress score of 18/100 — a low reading on DLRadar's deterministic public-record index. It additionally carries heavy environmental risk: climate & FEMA risk (63/100). The most distinctive pressure shows up in construction/permit lag (74/100), structural risk (41/100), institutional ownership (5/100). institutional ownership (5/100) and mortgage stress (3/100) stay muted. Structurally it carries 41/100, against 1/100 of stress already in motion.
Prices here sit in a peak phase: values rose 2.9% over the trailing year, and 33% higher over three years (phase confidence 23/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
A median home runs $247,800 here, or 4.2 times local income. The ZIP holds roughly 3,449 housing units. About 7,668 people live here, median age 44. Around 16% of adults hold a bachelor's degree or higher. Owners hold 67% of homes, renters 33%. Roughly 21.1% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Rent burden reaches 42% of tenant households. The demographic-stress sub-score lands at 36/100. The vacancy rate is 9.8%. At $54,061, median income runs below typical U.S. levels.
Taken together, 01364 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
No ZIP is too small to score: 01364 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 18/100 composite is a like-for-like number rather than an isolated estimate. 01364 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
The 18/100 figure for 01364 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For an operator, 01364 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
Distress signal breakdown — ZIP 01364
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
ZIP 01364 Stress Report snapshot
A live read on 01364: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
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Get the full acquisition report for 01364
The full 01364 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.
Rules-based scoring — each signal ties to a public dataset · methodology