Franklin County, MA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Franklin County, Massachusetts? DLRadar grades every Franklin County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 29/100. Here is the 2026 Franklin County breakdown.
- Franklin County's most distressed ZIP is 01331 at 29/100.
- 33 ZIP codes tracked in Franklin County, averaging 18/100 distress.
- Franklin County reads peak — home values up 2.9% year over year.
- Vacancy runs 11.5% across Franklin County's tracked ZIPs, with a 10.3% poverty rate.
- The typical Franklin County home is worth about $331,964 against a ~$73,201 median income.
- Lending headwind in Franklin County sits at 71/100 — a forward read on distressed supply.
Data: DLRadar public-record property-distress index, refreshed monthly. Free to cite with attribution to DLRadar (dlradar.com) — a link back is appreciated.
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 01331 | 29/100 |
| 2 | 01054 | 18/100 |
| 3 | 01072 | 18/100 |
| 4 | 01093 | 18/100 |
| 5 | 01301 | 18/100 |
| 6 | 01330 | 18/100 |
| 7 | 01337 | 18/100 |
| 8 | 01338 | 18/100 |
| 9 | 01339 | 18/100 |
| 10 | 01340 | 18/100 |
| 11 | 01341 | 18/100 |
| 12 | 01342 | 18/100 |
Most distressed ZIP codes in Franklin County (composite distress 0-100, 2026)
What is driving Franklin County distress
The Franklin County read is assembled from six public feeds — FHFA, CFPB, the county recorder, FEMA, NFIP and Census ACS, producing a 18/100 ZIP average. No proprietary or modelled inputs enter the score.
Franklin County market phase and pricing
The cycle in Franklin County is peak, with values up 2.9% year over year. Softening prices lengthen time-on-market, which is where negotiable sellers appear.
See the distressed properties behind the data in Franklin County
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Questions about this county
What is the hardest-hit ZIP in Franklin County?
ZIP 01331 leads Franklin County at 29/100, recomputed monthly from public records.
Is Franklin County expanding or contracting?
Franklin County reads peak, with home prices up 2.9% year over year. Phase comes from FHFA House Price Index trajectory.
Which datasets feed the Franklin County scores?
Each Franklin County number can be traced back to a federal or county source — FHFA, CFPB, the recorder, FEMA/NFIP and Census ACS. One deterministic model covers all 33 local ZIPs and every other county in the country.
How much do distress scores vary between Franklin County ZIP codes?
County-level numbers smooth away the detail that matters. Across the Franklin County ZIPs DLRadar ranks, scores run from 29/100 in 01331 down to 18/100 in 01342, against a Franklin County average of 18/100. Because the gap runs to 11 points, Franklin County rewards ZIP-level precision.
What do Franklin County home values and vacancy say about distressed supply?
The typical Franklin County home carries about $331,964 of value against a median household income near $73,201. Vacancy across Franklin County's tracked ZIPs runs 11.5% and the poverty rate is 10.3%. When budgets are stretched and homes sit vacant, arrears become listings — the reason these sit alongside Franklin County's foreclosure and tax-lien record and its 71/100 lending headwind.
Related
DLRadar scores property distress from public records by deterministic formulas — not investment, legal, or financial advice. Figures refresh monthly from the live index.