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Franklin County, MA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)

Franklin County, MA distress report, 2026: 33 ZIPs scored in Franklin, MA, Franklin, MA average 18/100; the top Franklin, MA ZIP is 01331 at 29/100; Franklin, MA market phase peak, Franklin, MA prices +2.9% year over year.

  • Franklin, MA ranks #3,057 nationally (opportunity index); Franklin, MA #7 in Massachusetts; Franklin, MA index 22.6.
  • Franklin, MA: no CFPB county sample; Franklin, MA state reading 0.6%.
  • Franklin, MA ZIP phases: 33 peak.
  • Franklin, MA residential listings tracked: 21 across 29 ZIPs; Franklin, MA candidate listings 17.
  • Franklin, MA HUD assisted properties: 8 with 1,056 units.
  • Franklin, MA lenders on watch: 2; largest Franklin, MA footprint Greenfield Coop Bank (6 branches).
  • Franklin, MA most distressed ZIP: 01331 at 29/100.

Franklin, MA figures: DLRadar distress index; Franklin, MA inputs: CFPB, FHFA, HUD, FDIC; Franklin, MA rebuilt as sources refresh.

RankFranklin, MA ZIPScore
10133129/100
20105418/100
30107218/100
40109318/100
50130118/100
60133018/100
70133718/100
80133818/100
90133918/100
100134018/100
110134118/100
120134218/100

Most distressed Franklin, MA ZIPs (0-100, 2026)

Mortgage delinquency around Franklin, MA

No CFPB county sample covers Franklin, MA; the state reading for Franklin, MA: 0.6% ninety-plus; Franklin, MA area thirty-to-eighty-nine 1.5% (December 2025, Franklin, MA).

Opportunity index: Franklin, MA

Franklin, MA index 22.6, Franklin, MA phase weak; Franklin, MA primary driver construction, Franklin, MA second driver bank institutional. Franklin, MA components: property stress 11.9, foreclosure pressure 11.4, listing discounts 8.4, bank stress 53.7, insurance 0.0; Franklin, MA pulse 27.6; Franklin, MA capital opportunity 15.0.

ZIP market phases inside Franklin, MA

33 Franklin, MA ZIPs carry a price-cycle phase; Franklin, MA ZIPs by phase (Franklin, MA), deepest drawdown first: peak, +1.6% YoY (Franklin, MA): 01002, 01096; peak, +2.1% YoY (Franklin, MA): 01039; peak, +2.9% YoY (Franklin, MA): 01054, 01072, 01093, 01301, Franklin, MA 01330, 01337, 01338, 01339, Franklin, MA 01340, 01341, 01342, 01344; peak, +2.5% YoY (Franklin, MA): 01331.

Residential listings by Franklin, MA ZIP

Franklin, MA ZIPs with the most tracked Franklin, MA residential listings: 01364 4 listings, 4 candidates, bank pressure 68; 01367 4 listings, 4 candidates, bank pressure 68; 01330 2 listings, 2 candidates, bank pressure 68; 01337 2 listings, 0 candidates, bank pressure 68 (Franklin, MA); 01339 2 listings, 2 candidates, bank pressure 68; 01054 1 listings, 1 candidates, bank pressure 68; 01338 1 listings, 1 candidates, bank pressure 68; 01346 1 listings, 1 candidates, bank pressure 68. Franklin, MA totals: 21 listings; Franklin, MA candidates 17; active ZIPs 12.

HUD assisted housing in Franklin, MA

8 assisted properties with 1,056 units sit in Franklin, MA; largest Franklin, MA properties: King Pine (Orange) 234 units, 120 assisted; Greenfield Gardens (Greenfield) 202 units, 120 assisted; Leyden Woods Apartments (Greenfield) 200 units, 181 assisted in Franklin, MA; Pine Crest (Orange) 114 units; Weldon, The (Greenfield) 105 units, 105 assisted; Mill House Apts (Greenfield) 103 units.

Lenders with branches in Franklin, MA

Franklin, MA lenders by branch count: Greenfield Coop Bank (Franklin, MA): stress 76, 6 branches low in Franklin, MA; Greenfield Savings Bank (Franklin, MA): stress 81, 5 branches low in Franklin, MA.

Vacancy and permits, Franklin, MA

2,958 of 34,528 Franklin, MA housing units are vacant; Franklin, MA permits, twelve months: 0 multifamily units in Franklin, MA, 63 one-to-four unit units.

Work Franklin, MA at the parcel level

Every Franklin, MA parcel carries owner and address; every Franklin, MA parcel carries APN; Franklin, MA distress scores sit on the Franklin, MA live board.

Franklin, MA figures refresh with each source.

Franklin, MA questions

Most distressed ZIP code in Franklin County, MA?

ZIP 01331 leads Franklin, MA at 29/100; next in Franklin, MA: 01054 at 18/100; the Franklin, MA average is 18/100.

Where does Franklin County, MA rank for investment opportunity?

Franklin, MA is #3,057 among all ranked counties, #7 in Massachusetts; the Franklin, MA driver is construction; Franklin, MA moved down 300 places.

How many mortgages are delinquent in Franklin County, MA?

Franklin, MA takes the state reading of 0.6% for December 2025; no CFPB county sample covers Franklin, MA.

Which banks lend in Franklin County, MA?

2 watched lenders hold Franklin, MA branches; the largest Franklin, MA footprints are Greenfield Coop Bank (6), Greenfield Savings Bank (5).

More on Franklin, MA

Franklin County, MA distress report: public-record figures for Franklin, MA; not legal advice for Franklin, MA; not tax or investment advice; verify every Franklin, MA record before acting.

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